Kane County property record for 352 N Commonwealth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,376 sqft · built 1949 |
| Lot Size | 0.124 acres (5,412 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $367,500 (Mar 2019) |
| Tax Bill | $6,726 (2025) |
| Deeds & Mortgages | Dec 2018 Second Mortgage May 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-103-017 |
| Primary APN | 06-14-103-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 3,678 sqft |
| 1st Floor Area | 2,376 sqft |
| Basement Area | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 5,412 sqft (0.124 acres) |
| Street Address | 352 N COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE E LINKFIELDS ADDN EXCEPT WEST 50 FT LOT 8 BLOCK 1 |
| Legal Subdivision | GEORGE E LINKFIELDS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 865 MESA DR, ELGIN, IL 60123-6578 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 10, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FEDERAL SAVINGS BANK |
| May 6, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2019 · Amount on Record |
| Deed Sale | Mar 28, 2019 · Amount on Record |
| Deed Document Number | 201911998 |
| Last Transfer Date | Apr 17, 2019 |
| Transfer Doc | 0000017702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 352 N COMMONWEALTH AVE, ELGIN, IL 60123-3464 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059281 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 2018K059281 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | SENECA, IL 61360 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 3, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 6, 2019 |
| Property Address | 352 N COMMONWEALTH AVE, ELGIN, IL 60123-3464 |
| Document Number | 0000017702 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 17702 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1502 SAWGRASS CT ELGIN IL 601236804, ELGIN, IL 60123-6804 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 28, 2019 |
| Property Address | 352 N COMMONWEALTH AVE, ELGIN, IL 60123-3464 |
| Document Number | 0000011998 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2019K011998 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $367.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1502 SAWGRASS CT, ELGIN, IL 60123-6804 |
| Document Number | 0000011999 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 2019K011999 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,726.00 (+15.97%) | $88,173 (+8.57%) Land $17,264 Building $70,909 | $264,625 (+8.57%) Land $51,813 Building $212,812 |
| 2024 | $81,213 (+21.4%) Land $15,901 Building $65,312 | $243,736 (+21.44%) Land $47,722 Building $196,014 | |
| 2022 | $5,800.00 (+3.94%) | $66,899 (+6.96%) Land $13,098 Building $53,801 | $200,697 (+6.96%) Land $39,294 Building $161,403 |
| 2021 | $5,580.00 | $62,546 Land $12,246 Building $50,300 | $187,638 Land $36,738 Building $150,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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