Kane County property record for 363 N Commonwealth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,871 sqft · built 1923 |
| Lot Size | 0.214 acres (9,319 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,277 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-104-007 |
| Primary APN | 06-14-104-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 5 Stories |
| Building Area | 1,871 sqft Living Area |
| Gross Area | 2,819 sqft |
| Basement Area | 948 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,319 sqft (0.214 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 363 N COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWARD J OBEIRNES SUB SOUTH 2/3 LOT 7 & NORTH 2/3 LOT 8 |
| Legal Subdivision | EDWARD J OBEIRNES SUB |
| Legal Block | 3 |
| Legal Lot Number | 7,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 851102 |
363 N Commonwealth Ave is owned and occupied by an individual.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 363 N COMMONWEALTH AVE, ELGIN, IL 60123-3463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 363 N Commonwealth Ave was $8,277 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,277.00 Homeowner's exemption | $116,500 (+8.57%) Land $25,509 Building $90,991 | $349,640 (+8.57%) Land $76,558 Building $273,082 |
| 2024 | $107,304 Land $23,495 Building $83,809 | $322,041 Land $70,513 Building $251,528 | |
| 2022 | $7,144.00 (+4.49%) Homeowner's exemption | $88,393 (+6.96%) Land $19,354 Building $69,039 | $265,179 (+6.96%) Land $58,062 Building $207,117 |
| 2021 | $6,837.00 Homeowner's exemption | $82,642 Land $18,095 Building $64,547 | $247,926 Land $54,285 Building $193,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 363 N Commonwealth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 363 N Commonwealth Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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