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326 N Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 326 N Commonwealth Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,664 sqft · built 1939
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$203,000 (Oct 2017)
Tax Bill$7,541 (2025)
Deeds & MortgagesAug 2023 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-107-012

Property Details

APN / Parcel Number

Primary APN06-14-107-012

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,664 sqft Living Area
Gross Area2,566 sqft
Basement Area902 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address326 N COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-3416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGE E LINKFIELDS ADDN LOT 4 BLOCK 2
Legal SubdivisionGEORGE E LINKFIELDS ADDN
Legal Block2
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3015
Census Tract851102

Owner

Source: Kane County records · APN 06-14-107-012

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address326 N COMMONWEALTH AVE, ELGIN, IL 60123-3416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA
Oct 11, 2017Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 11, 2017 · Amount on Record
Deed SaleOct 11, 2017 · Amount on Record
Prior SaleDec 20, 1995 · Amount on Record
Deed Document Number201753201
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address326 N COMMONWEALTH AVE, ELGIN, IL 60123-3416
Transaction TypeMortgage
Record UpdatedAug 23, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 N COMMONWEALTH AVE, ELGIN, IL 60123-3416

Mortgage

Document Number0000028171
DateAug 16, 2023
Instrument2023K028171
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053
Interest
Rate7.95%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 11, 2017
Property Address326 N COMMONWEALTH AVE, ELGIN, IL 60123-3416
Document Number0000053201
Instrument DateOct 02, 2017
Instrument53201
Transaction TypeTransfer
Record UpdatedNov 13, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$304.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 N COMMONWEALTH AVE ELGIN IL 601233416, ELGIN, IL 60123-3416

Mortgage

Document Number53202
DateOct 11, 2017
Instrument53202
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 10, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,541.00 (+15.85%) Homeowner's exemption
2024$98,418 (+21.39%) Land $23,827 Building $74,591$295,372 (+21.44%) Land $71,510 Building $223,863
2022$6,509.00 (+4.53%) Homeowner's exemption$81,073 (+6.96%) Land $19,628 Building $61,445$243,219 (+6.96%) Land $58,884 Building $184,335
2021$6,227.00 Homeowner's exemption$75,798 Land $18,351 Building $57,447$227,394 Land $55,053 Building $172,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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