Kane County property record for 332 N Commonwealth Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,152 sqft · built 1940 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Oct 2021) |
| Tax Bill | $6,369 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-107-011 |
| Primary APN | 06-14-107-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,920 sqft |
| Basement Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 332 N COMMONWEALTH AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE E LINKFIELDS ADDN LOT 3 BLOCK 2 |
| Legal Subdivision | GEORGE E LINKFIELDS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 332 N COMMONWEALTH AVE, ELGIN, IL 60123-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jan 18, 2018 | Deed of Trust, Mortgage · Line of Credit ST CHARLES BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Sep 4, 1996 · Amount on Record |
| Deed Document Number | 202179904 |
| Prior Transfer Date | Aug 1, 1996 |
| Prior Transfer Doc | 0000063176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 22, 2021 |
| Property Address | 332 N COMMONWEALTH AVE, ELGIN, IL 60123-3416 |
| Document Number | 0000079904 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021K079904 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 332 N COMMONWEALTH AVE, ELGIN, IL 60123-3416 |
| Document Number | 0000079905 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021K079905 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 332 N COMMONWEALTH AVE, ELGIN, IL 60123-3416 |
| Document Number | 0000004942 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 332 N COMMONWEALTH AVE ELGIN IL 601233416, ELGIN, IL 60123-3416 |
| Document Number | 0000004942 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 4942 |
| Name | ST CHARLES BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 29, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.69% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,369.00 (+15.84%) Homeowner's exemption | $91,487 (+8.57%) Land $25,869 Building $65,618 | $274,571 (+8.57%) Land $77,638 Building $196,933 |
| 2024 | $84,265 (+21.39%) Land $23,827 Building $60,438 | $252,896 (+21.44%) Land $71,510 Building $181,387 | |
| 2022 | $5,498.00 (-5.04%) Homeowner's exemption | $69,415 (+6.96%) Land $19,628 Building $49,787 | $208,245 (+6.96%) Land $58,884 Building $149,361 |
| 2021 | $5,790.00 | $64,898 Land $18,351 Building $46,547 | $194,694 Land $55,053 Building $139,641 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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