Osceola County property record for 3516 Cayugas Loop, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,518 sqft Heated Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $234,538 (2014) |
| Tax Bill | $3,605.00 (2025) |
| Primary APN | 272630018000015180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,518 sqft Heated Area |
| Gross Area | 3,115 sqft Gross Area |
| 1st Floor | 2,518 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 436 sqft Garage |
| Porch | Open Porch |
| Porch Area | 161 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3516 CAYUGAS LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7826 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MALLARD POND PH 4B PB 23 PG 1-4 LOT 518 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | MALLARD POND PHASE 1 - 3 |
| Legal Phase | 4B |
| Legal Tract | 180 |
| Legal Block | 1 |
| Legal Lot Number | 518 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 43207 |
Source: Osceola County records · APN 272630018000015180
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3516 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 24, 2018 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) SUNTRUST MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2014 · Amount on Record |
| Deed Sale | Nov 04, 2014 · Amount on Record |
| Deed Doc Number | 2014163318 |
| Deed Book / Page | 4690 / 2309 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3516 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3516 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826 |
| Document Number | 0058612299 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 5861/2299 |
| Instrument | 2020177278 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3516 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826 |
| Document Number | 0053580431 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3516 CAYUGAS LOOP ST CLOUD FL 347727826, ST CLOUD, FL 34772-7826 |
| Document Number | 0053580431 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 005358/000431 |
| Instrument | 99404 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,605.00 (+6.28%) Homeowner's exemption | $244,321 (+5.99%) | $391,800 (+4.54%) Land $70,000 Building $321,800 |
| 2023 | $3,392.00 (+3.6%) Homeowner's exemption | $230,521 (+3%) | $374,800 (+15.29%) Land $60,000 Building $314,800 |
| 2022 | $3,274.00 Homeowner's exemption | $223,807 | $325,100 Land $55,000 Building $270,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures