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3524 Cayugas Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3524 Cayugas Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage2,518 sqft Heated Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$274,877 (2016)
Tax Bill$4,695.00 (2025)

Property Details

APN / Parcel Number

Primary APN272630018000015140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,518 sqft Heated Area
Gross Area3,115 sqft Gross Area
1st Floor2,518 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,148 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area436 sqft Garage

Exterior Amenities

Pool Area90 sqft Pool
FenceFence
Deck Area720 sqft Deck
PorchOpen Porch
Porch Area161 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3524 CAYUGAS LOOP
CitySAINT CLOUD
StateFL
Zip34772-7826
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4B PB 23 PG 1-4 LOT 514
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase4B
Legal Tract180
Legal Block1
Legal Lot Number514
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 272630018000015140

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3524 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2016 · Amount on Record
Deed SaleOct 05, 2016 · Amount on Record
Deed Doc Number2016151061
Deed Book / Page5036 / 0259
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3524 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826

Mortgage

Document Number0064052289
DateMay 11, 2023
Book Page6405/2289
Instrument2023060494
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,695.00 (+25.8%) Homeowner's exemption$305,211 (+22.38%)$434,300 (+14.56%) Land $70,000 Building $364,300
2023$3,732.00 (+3.55%) Homeowner's exemption$249,398 (+3%)$379,100 (+15.4%) Land $60,000 Building $319,100
2022$3,604.00 Homeowner's exemption$242,134$328,500 Land $55,000 Building $273,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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