1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Cayugas Loop

3512 Cayugas Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3512 Cayugas Loop, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage1,820 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageAttached, 440 sqft
Last Sale$249,000 (2020)
Tax Bill$5,277.00 (2024)

Property Details

APN / Parcel Number

Primary APN27-26-30-0180-0001-5200
Alternative APN
  • 263027018000015200

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,820 sqft Living Area
Gross Area2,472 sqft Gross Area
1st Floor1,820 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Porch Area492 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3512 CAYUGAS LOOP
CitySAINT CLOUD
StateFL
Zip34772-7826
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4B PB 23 PG 1-4 LOT 520
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 4B
Legal Phase4B
Legal Tract180
Legal Block5200
Legal Lot Number520
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0180-0001-5200

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressFIRSTKEY HOMES, ATLANTA, GA 30067
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Commercial Mortgage
BANK OF AMERICA NA
Aug 26, 2020Intrafamily Transfer, Transfer
OS NATIONAL LLC
Feb 28, 2020Warranty Deed, Transfer
ESQUIRE TITLE AND ESCROW PA, ESQUIRE TITLE & ESCROW PA
Jul 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
MONEY SOURCE (NY) INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Prior SaleFeb 03, 2015 · Amount on Record
Deed Doc Number202029386
Deed Book / Page5682 / 2483
Last Transfer DateAug 05, 2020
Transfer Doc0057812255
Record RefreshedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3512 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Transaction TypeMortgage
Record UpdatedNov 10, 2025
Title CompanyUNKNOWN, MAINSTAY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 3RD AVE 10TH, 10, NEW YORK, NY 10022-7228

Mortgage

Document Number0068482446
DateSep 15, 2025
Book Page6848/2446
Instrument2025113737
Lender
NameBANK OF AMERICA NA
TypeBank
AddressNEW YORK, NY 10036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 26, 2020
Property Address3512 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Document Number0057812255
Book / Page5781 / 2255
Map ReferenceMB 23 PG 1-4
Instrument DateAug 05, 2020
Instrument2020113010
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 28, 2020
Property Address3512 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Document Number0056822483
Book / Page005682 / 002483
Instrument DateFeb 27, 2020
Instrument29386
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyESQUIRE TITLE AND ESCROW PA, ESQUIRE TITLE & ESCROW PA

Transaction

AmountAmount Recorded
Tax$1,743.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067
InvestorPossibly a Property Investor

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3512 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Document Number0051882090
Book / Page005188 / 002090
Instrument DateJul 25, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3512 CAYUGAS LOOP ST CLOUD FL 347727826, ST CLOUD, FL 34772-7826

Mortgage

Document Number0051882090
DateAug 02, 2017
Book Page005188/002090
Instrument112179
Lender
NameMONEY SOURCE (NY) INC
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2032

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,642.00 (+6.92%)$329,900 (+4.96%) Land $70,000 Building $259,900$329,900 (+4.96%) Land $70,000 Building $259,900
2024$5,277.00 (+7.15%)
2023$4,925.00 (+11.6%)$314,300 (+14.96%) Land $60,000 Building $254,300$314,300 (+14.96%) Land $60,000 Building $254,300
2022$4,413.00$273,400 Land $55,000 Building $218,400$273,400 Land $55,000 Building $218,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cayugas Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures