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3513 Cayugas Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3513 Cayugas Loop, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage2,518 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
GarageAttached, 436 sqft
OccupancyOwner Occupied
Tax Bill$5,226.00 (2024)

Property Details

APN / Parcel Number

Primary APN27-26-30-0180-0001-5290
Alternative APN
  • 263027018000015290

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,518 sqft Living Area
Gross Area3,244 sqft Gross Area
1st Floor2,518 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area436 sqft Garage
Porch Area290 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3513 CAYUGAS LOOP
CitySAINT CLOUD
StateFL
Zip34772-7826
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4B PB 23 PG 1-4 LOT 529
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 4B
Legal Phase4B
Legal Tract180
Legal Block5290
Legal Lot Number529
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2007
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0180-0001-5290

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3513 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Jun 07, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 14, 2021
Deed SaleJan 14, 2021
Prior SaleJun 05, 2015 · Amount on Record
Deed Doc Number20216391
Deed Book / Page5870 / 2502
Prior Transfer DateJan 05, 2021
Prior Transfer Doc0058702502
Record RefreshedSep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 14, 2021
Property Address3513 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Document Number0058702502
Book / Page5870 / 2502
Map ReferenceMB 23 PG 1
Instrument DateJan 05, 2021
Instrument2021006391
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address3513 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826

Mortgage

Document Number0058702505
DateJan 14, 2021
Instrument5870/2505
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term296 Months
DueSep 01, 2045

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3513 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Document Number0053802054
Instrument DateJun 07, 2018
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3513 CAYUGAS LOOP ST CLOUD FL 347727826, ST CLOUD, FL 34772-7826

Mortgage

Document Number0053802054
DateAug 07, 2018
Book Page005380/002054
Instrument120394
Lender
NameSECRETARY/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term324 Months
DueAug 06, 2045

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,299.00 (+1.4%) Homeowner's exemption$338,934 (+31.89%)$405,500 (+4.35%) Land $70,000 Building $335,500
2024$5,226.00 (+35.07%)
2023$3,869.00 (+3.53%) Homeowner's exemption$256,983 (+3%)$388,600 (+15.35%) Land $60,000 Building $328,600
2022$3,737.00 Homeowner's exemption$249,499$336,900 Land $55,000 Building $281,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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