Kenton County property record for 3514 Hulbert Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,134 sqft · built 1995 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Nov 2025) |
| Tax Bill | $2,242 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-09-020.04 |
| Primary APN | 003-30-09-020.04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,134 sqft Finished Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 62.5 ft deep x 120 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3514 HULBERT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER RESUB OF LOT 204 PT LOTS 220-222 120'X62.50' 0.1722 ACS NWC HULBERT AVENUE AND GRAVES AVENUE |
| Legal Subdivision | ERLANGER RE SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 220,22 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 64300 |
3514 Hulbert Ave is owned and occupied by an individual who bought it in November 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3514 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 19, 2020 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on File |
| Deed Sale | Nov 14, 2025 · Amount on File |
| Prior Sale | Feb 19, 2020 · Amount on File |
| Deed Document Number | 2025125 |
| Deed Book / Page | 374 / 397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 14, 2025 |
| Property Address | 3514 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Document Number | 0005900125 |
| Book / Page | KC 374 / 397 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 25111405900125 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | UNKNOWN, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3028 PALMER PL, BURLINGTON, KY 41005-1505 |
| Name | Verified Name |
|---|---|
| Address | 3514 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Document Number | 0005900126 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 25111405900126 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 19, 2020 |
| Property Address | 3514 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Document Number | 0000000010 |
| Book / Page | 000007 / 000938 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 10 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3514 HULBERT AVE ERLANGER KY 410181624, ERLANGER, KY 41018-1624 |
| Document Number | 11 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 000M13/000130 |
| Instrument | 11 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 18, 2050 |
The 2025 property tax bill for 3514 Hulbert Ave was $2,242.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,000 (+61.76%) Land $25,000 Building $250,000 | $275,000 (+61.76%) Land $25,000 Building $250,000 | |
| 2025 | $2,242.00 | $170,000 Land $25,000 Building $145,000 | $170,000 Land $25,000 Building $145,000 |
| 2023 | $2,208.00 | $170,000 Land $25,000 Building $145,000 | $170,000 Land $25,000 Building $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3514 Hulbert Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3514 Hulbert Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures