Kenton County property record for 3512 Hulbert Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,237 sqft · built 1929 |
| Lot Size | 0.172 acres (7,497 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Feb 2026) |
| Tax Bill | $3,033 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Feb 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-09-020.01 |
| Primary APN | 003-30-09-020.01 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,237 sqft Finished Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,497 sqft (0.172 acres) |
| Lot Dimensions | 62.5 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3512 HULBERT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER RESUB OF LOTS 203 & 204 PT LOTS 218-220 120X62.50' 0.1721 ACS NW HULBERT |
| Legal Subdivision | ERLANGER RE SUBD |
| Legal Phase | 20 |
| Legal Lot Number | 218,21 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 64300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3512 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK |
| Feb 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Oct 27, 2021 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jun 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L |
| Apr 3, 2018 | Deed of Trust, Mortgage · Line of Credit HERITAGE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2026 · Amount on Record |
| Deed Sale | Feb 9, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2021 · Amount on Record |
| Deed Document Number | 202602092587 |
| Deed Book / Page | 389 / 182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3512 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3512 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Document Number | 0005900153 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 256/392 |
| Instrument | 21081305900153 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 9, 2026 |
| Property Address | 3512 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Document Number | 0000002587 |
| Book / Page | 389 / 182 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 26059000002587 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 E HIGH ST # ST201, ST201, LAWRENCEBURG, IN 47025-1820 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3512 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Document Number | 0000002588 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 26059000002588 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 27, 2021 |
| Property Address | 3512 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Document Number | 0005900134 |
| Book / Page | 127 / 12 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 21102705900134 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1896 CLIFFVIEW LN, ERLANGER, KY 41018 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3512 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Document Number | 0005900135 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 21102705900135 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3512 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Document Number | 0000000251 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2019 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3512 HULBERT AVE ERLANGER KY 410181624, ERLANGER, KY 41018-1624 |
| Document Number | 0000000251 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 0C6681/000244 |
| Instrument | 251 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3512 HULBERT AVE, ERLANGER, KY 41018-1624 |
| Document Number | 0000000103 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3512 HULBERT AVE ERLANGER KY 410181624, ERLANGER, KY 41018-1624 |
| Document Number | 0000000103 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 0C6395/000078 |
| Instrument | 103 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 22, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,000 (-) Land $25,000 Building $205,000 | $230,000 (-) Land $25,000 Building $205,000 | |
| 2025 | $3,033.00 (+1.54%) | $230,000 (-) Land $25,000 Building $205,000 | $230,000 (-) Land $25,000 Building $205,000 |
| 2023 | $2,987.00 | $230,000 Land $25,000 Building $205,000 | $230,000 Land $25,000 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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