Kenton County property record for 3410 Hulbert Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,043 sqft · built 1925 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Feb 2021) |
| Tax Bill | $1,613 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-12-019.00 |
| Primary APN | 003-30-12-019.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,043 sqft Finished Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3410 HULBERT AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER RESUB OF LOTS 159 & 160 LOTS 240 & 241 |
| Legal Subdivision | ERLANGER RE SUBD |
| Legal Lot Number | 240-241 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 64400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3410 HULBERT AVE, ERLANGER, KY 41018-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Jan 8, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage L&N FCU |
| Jun 22, 2021 | Intrafamily Transfer, Transfer |
| Feb 1, 2021 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on Record |
| Deed Sale | Feb 1, 2021 · Amount on Record |
| Prior Sale | Sep 5, 2000 · Amount on Record |
| Deed Document Number | 20215900110 |
| Deed Book / Page | 69 / 42 |
| Last Transfer Date | May 18, 2021 |
| Transfer Doc | 0005900077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3410 HULBERT AVE, ERLANGER, KY 41018-1430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | BRIDGE TRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0005900070 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 365/455 |
| Instrument | 22042805900070 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Apr 1, 2037 |
| Change Frequency | 10 Years |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 9.87% |
| Index | 10-Year TN |
| Max Rate | 9.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 8, 2026 |
| Property Address | 3410 HULBERT AVE, ERLANGER, KY 41018-1430 |
| Document Number | 0000000199 |
| Book / Page | KC 383 / 786 |
| Map Reference | MB 99 PG 447 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 26059000000199 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3410 HULBERT AVE, ERLANGER, KY 41018-1430 |
| Name | Verified Name |
|---|---|
| Address | 3410 HULBERT AVE, ERLANGER, KY 41018-1430 |
| Document Number | 0000000200 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 26059000000200 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5% |
| Max Rate At Change | 8% |
| Index | SOFR Average 30-Day |
| Margin | 2 |
| Max Rate | 12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 22, 2021 |
| Property Address | 3410 HULBERT AVE, ERLANGER, KY 41018-1430 |
| Document Number | 0005900077 |
| Book / Page | 99 / 447 |
| Instrument Date | May 18, 2021 |
| Instrument | 21062205900077 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2501 WAYMANS BRANCH RD, COVINGTON, KY 41017-3546 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3410 HULBERT AVE, ERLANGER, KY 41018-1430 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 1, 2021 |
| Property Address | 3410 HULBERT AVE, ERLANGER, KY 41018-1430 |
| Document Number | 0005900110 |
| Book / Page | 69 / 42 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 21020105900110 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 414 SUNSET AVE, ERLANGER, KY 41018-1517 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2501 WAYMANS BRANCH RD, COVINGTON, KY 41017-3546 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,300 (-) Land $25,000 Building $97,300 | $122,300 (-) Land $25,000 Building $97,300 | |
| 2025 | $1,613.00 (+1.57%) | $122,300 (-) Land $25,000 Building $97,300 | $122,300 (-) Land $25,000 Building $97,300 |
| 2023 | $1,588.00 | $122,300 Land $25,000 Building $97,300 | $122,300 Land $25,000 Building $97,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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