3414 Hulbert Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 3414 Hulbert Ave, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 670 sqft · built 1945
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$128,750 (Jun 2023)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-30-12-021.00`

Property Details

APN / Parcel Number

Primary APN	`003-30-12-021.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	670 sqft Finished Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3414 HULBERT AVE
City	ERLANGER
State	KY
Zip	41018-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ERLANGER PROPER RESUB OF LOTS 159 & 160 LOT 237 AND S 2' LOT 238
Legal Subdivision	ERLANGER RE SUBD
Legal Lot Number	237,238
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2028
Census Tract	64400

Owner

3414 Hulbert Ave is owned and occupied by two individuals who bought it in June 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3414 HULBERT AVE, ERLANGER, KY 41018-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Deed Document Number	202322
Deed Book / Page	230 / 742
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 13, 2023
Property Address	3414 HULBERT AVE, ERLANGER, KY 41018-1430
Document Number	0005900022
Book / Page	KC 230 / 742
Instrument Date	Jun 9, 2023
Instrument	23061305900022
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	MILLENNIAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 GRAVES AVE, ERLANGER, KY 41018-1618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3414 HULBERT AVE, ERLANGER, KY 41018-1430

Mortgage

Document Number	0005900023
Date	Jun 13, 2023
Book Page	KCM 468/519
Instrument	23061305900023

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.1%
Index	Other
Margin	3
Max Rate	12.1%

Tax Assessment & Valuation

The 2025 property tax bill for 3414 Hulbert Ave was $1,697.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,700 (-) Land $25,000 Building $103,700	$128,700 (-) Land $25,000 Building $103,700
2025	$1,697.00	$128,700 Land $25,000 Building $103,700	$128,700 Land $25,000 Building $103,700
2023	$1,315.00	$101,300 Land $25,000 Building $76,300	$101,300 Land $25,000 Building $76,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3414 Hulbert Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3414 Hulbert Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20