Frederick County property record for 3506 Flatwoods Dr, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,634 sqft · built 2018 |
| Lot Size | 0.077 acres (3,335 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Apr 2019) |
| Tax Bill | $7,411 (2024) |
| Deeds & Mortgages | Mar 2022 Line of Credit Apr 2022 Document + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-594780 |
| Primary APN | 07-594780 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,634 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,335 sqft (0.077 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 594780 |
|---|---|
| Street Address | 3506 FLATWOODS DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-5241 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 22550 3,335 SQ FT URBANA TOWN CENTER |
| Legal Lot Number | 22550 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 752206 |
3506 Flatwoods Dr, a townhouse, is owned and occupied by an individual who acquired it in February 2022.
Source: Frederick County records, as of August 4, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3506 FLATWOODS DR, URBANA, MD 21704-5241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 8, 2022 | |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Apr 9, 2019 | Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Jun 7, 2018 | Grant Deed, Transfer WALKER TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2019 · Amount on File |
| Deed Sale | Apr 9, 2019 · Amount on File |
| Deed Book / Page | 12913 / 174 |
| Last Transfer Date | Feb 28, 2022 |
| Transfer Doc | 0158420440 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3506 FLATWOODS DR, URBANA, MD 21704-5241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3506 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Number | 0158250240 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 15825/240 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Jurisdiction | FREDERICK MD |
|---|---|
| Recording Date | Apr 8, 2022 |
| Property Address | 3506 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Number | 0158420440 |
| Book / Page | 15842 / 440 |
| Map Reference | MB 98 PG 150 |
| Instrument Date | Feb 28, 2022 |
| Record Updated | Apr 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3506 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3506 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Number | 0138580479 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3506 FLATWOODS DR URBANA MD 217045241, URBANA, MD 21704-5241 |
| Document Number | 0138580479 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 013858/000479 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 9, 2019 |
| Property Address | 3506 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Number | 0129130174 |
| Book / Page | 12913 / 0174 |
| Map Reference | MB 98 PG 150 |
| Instrument Date | Mar 11, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CALATLANTIC TITLE OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3506 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Number | 129130185 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 12913/0185 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 7, 2018 |
| Property Address | 3506 FLATWOODS DR, URBANA, MD 21704-5241 |
| Document Number | 0124520277 |
| Book / Page | 012452 / 000277 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | WALKER TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,365.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14280 PARK MEADOW DR #108 CHANTILLY VA 201512291, 108, CHANTILLY, VA 20151-2291 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $551,133 | $646,600 Land $150,000 Building $496,600 | |
| 2024 | $7,411.00 (+4.51%) | ||
| 2023 | $7,091.00 Homeowner's exemption | $493,800 | $503,400 Land $140,000 Building $363,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3506 Flatwoods Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3506 Flatwoods Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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