Bay County property record for 3608 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,233 sqft · built 2007 |
| Lot Size | 0.207 acres (9,060 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $149,000 (Apr 2007) |
| Tax Bill | $1,819 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15514-000-000 |
| Primary APN | 15514-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,233 sqft Heated Area |
| Gross Area | 1,631 sqft |
| 1st Floor Area | 1,233 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,060 sqft (0.207 acres) |
| Lot Dimensions | 165 ft deep x 55 ft wide |
| Garage Area | 286 sqft |
| Driveway | Driveway |
| Driveway Area | 348 sqft |
| Porch | Porch |
| Porch Area | 112 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3608 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N SPRINGFIELD E 55' OF LOTS 50,51,& 52 ORB 2643 P 1804 MAP 118B4 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | SPRINGFIELD |
| Legal Lot Number | 50,51 51 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 1100 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 2828 BUSKEY RD, CHESAPEAKE, VA 23322-2915 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2007 · Amount on Record |
| Deed Sale | Apr 16, 2007 · Amount on Record |
| Prior Sale | Dec 1, 2000 · Amount on Record |
| Deed Document Number | 2007-024552 |
| Deed Book / Page | 2911 / 0093 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3608 E 8TH ST, PANAMA CITY, FL 32401-5160 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 101 WILDFLOWER RD, DAVENPORT, FL 33837-2638 |
| Document Number | 0046050983 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 4605/983 |
| Instrument | 2022064952 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | Apr 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,819.00 (-3.76%) | $114,737 (+9.87%) Land $19,448 Building $95,289 | $114,737 (+9.87%) Land $19,448 Building $95,289 |
| 2023 | $1,890.00 (+14.82%) | $104,432 (+9.74%) Land $12,584 Building $91,848 | $104,432 (+9.74%) Land $12,584 Building $91,848 |
| 2022 | $1,646.00 | $95,166 Land $10,868 Building $84,298 | $95,166 Land $10,868 Building $84,298 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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