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3513 Hook Bill Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3513 Hook Bill Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage2,277 sqft Heated Area
Lot Size10,454 sqft (0.239 acres)
GarageFinished, 699 sqft
OccupancyOwner Occupied
Tax Bill$3,705.00 (2025)

Property Details

APN / Parcel Number

Primary APN272630018000015410

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,277 sqft Heated Area
Gross Area3,137 sqft Gross Area
1st Floor2,277 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,454 sqft (0.239 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area699 sqft Garage
PorchOpen Porch
Porch Area161 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3513 HOOK BILL DR
CitySAINT CLOUD
StateFL
Zip34772-8276
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4B PB 23 PG 1-4 LOT 541
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase4B
Legal Tract180
Legal Block1
Legal Lot Number541
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 272630018000015410

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address3513 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BANK NA
Nov 21, 2019Warranty Deed, Transfer
OPENDOOR TITLE LLC
Apr 06, 2018Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
FBC MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2024
Deed SaleMay 30, 2024
Prior SaleNov 21, 2019 · Amount on Record
Deed Doc Number0006609503
Deed Book / Page5696 / 1489
Prior Transfer DateMar 20, 2020
Prior Transfer Doc2020040971
Record RefreshedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 20, 2020
Property Address3513 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Document Number0056961489
Book / Page5696 / 1489
Map ReferenceMB 23 PG 1-4
Instrument DateMar 19, 2020
Instrument2020040971
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1 POST ST FL 11, 1, SAN FRANCISCO, CA 94104-5215

Transferred To (Grantee/Buyer)

NameVerified Name
Address3513 HOOK BILL DR, SAINT CLOUD, FL 34772-8276

Mortgage

Document Number0056961491
DateMar 20, 2020
Instrument5696/1491
Lender
NameCENTERSTATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 21, 2019
Property Address3513 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Document Number0056272929
Book / Page005627 / 002929
Instrument DateNov 18, 2019
Instrument152021
Transaction TypeTransfer
Record UpdatedDec 06, 2019
Title CompanyOPENDOOR TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,992.20
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3513 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Document Number0053451125
Instrument DateApr 06, 2018
Transaction TypeMortgage
Record UpdatedJul 03, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3513 HOOK BILL DR ST CLOUD FL 347728276, ST CLOUD, FL 34772-8276

Mortgage

Document Number0053451125
DateJun 05, 2018
Book Page005345/001125
Instrument87218
Lender
NameFBC MTG
TypeMortgage Company
AddressEWING, NJ 08618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 04, 2048
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,705.00 (+6.25%) Homeowner's exemption$249,872 (+5.99%)$381,900 (+4.57%) Land $70,000 Building $311,900
2023$3,487.00 (+3.63%) Homeowner's exemption$235,758 (+3%)$365,200 (+15.42%) Land $60,000 Building $305,200
2022$3,365.00 Homeowner's exemption$228,892$316,400 Land $55,000 Building $261,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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