3508 Hook Bill Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3508 Hook Bill Dr, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,820 sqft Living Area
Lot Size	8,276 sqft (0.19 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2015)
Tax Bill	$5,272.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0180-0001-5750`
Alternative APN	`263027018000015750`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,820 sqft Living Area
Gross Area	2,300 sqft Gross Area
1st Floor	1,820 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Patio Area	40 sqft Patio
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3508 HOOK BILL DR
City	SAINT CLOUD
State	FL
Zip	34772-8275
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MALLARD POND PH 4B PB 23 PG 1-4 LOT 575
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PH 4B
Legal Phase	4B
Legal Tract	180
Legal Block	5750
Legal Lot Number	575
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2005
Census Tract	43207

Owner

Source: Osceola County records · APN 27-26-30-0180-0001-5750

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3508 HOOK BILL DR, SAINT CLOUD, FL 34772-8275
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2015 · Amount on Record
Deed Sale	Feb 20, 2015 · Amount on Record
Deed Doc Number	201526458
Deed Book / Page	4738 / 2896
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3508 HOOK BILL DR, SAINT CLOUD, FL 34772-8275
Transaction Type	Mortgage
Record Updated	Jan 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 HOOK BILL DR, SAINT CLOUD, FL 34772-8275

Mortgage

Document Number	0063340456
Date	Dec 22, 2022
Book Page	6334/456
Instrument	2022183212

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 01, 2062

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,272.00 (+3.53%) Homeowner's exemption	$207,318 (+5.99%)	$320,600 (+4.94%) Land $70,000 Building $250,600
2023	$5,092.00 (+2.13%) Homeowner's exemption	$195,608 (+3%)	$305,500 (+14.98%) Land $60,000 Building $245,500
2022	$4,986.00 Homeowner's exemption	$189,911	$265,700 Land $55,000 Building $210,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.