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3509 Hook Bill Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3509 Hook Bill Dr, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage1,684 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
GarageAttached, 438 sqft
Last Sale$385,000 (2023)
Tax Bill$4,872.00 (2024)

Property Details

APN / Parcel Number

Primary APN27-26-30-0180-0001-5390
Alternative APN
  • 263027018000015390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,684 sqft Living Area
Gross Area2,140 sqft Gross Area
1st Floor1,684 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.22 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area438 sqft Garage
Patio Area30 sqft Patio
Porch Area18 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3509 HOOK BILL DR
CitySAINT CLOUD
StateFL
Zip34772-8276
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4B PB 23 PG 1-4 LOT 539
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 4B
Legal Phase4B
Legal Tract180
Legal Block5390
Legal Lot Number539
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0180-0001-5390

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14436 BABYLON WAY, ORLANDO, FL 32824-5233
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2024Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Sep 12, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
FLORIDA HOUSING FINANCE CORP
Sep 12, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Jun 01, 2022Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Prior SaleJun 01, 2022 · Amount on Record
Deed Doc Number2023119893
Deed Book / Page6472 / 1774
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3509 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Transaction TypeMortgage
Record UpdatedJan 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1130 COURTNEY CHASE CIR 614, 614, ORLANDO, FL 32837-8147

Mortgage

Document Number0065300650
DateJan 08, 2024
Book Page6530/650
Instrument2024002338
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressPALATINE, IL 60067
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term357 Months
DueOct 01, 2053

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3509 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3509 HOOK BILL DR, SAINT CLOUD, FL 34772-8276

Mortgage

Document Number0064721790
DateSep 12, 2023
Book Page6472/1790
Instrument2023119895
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 12, 2023
Property Address3509 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Document Number0064721774
Book / Page6472 / 1774
Map ReferenceMB 23 PG 1-4
Instrument DateSep 07, 2023
Instrument2023119893
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyTHE EXPERTS TITLE TEAM LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address130 VIOLA ST, KISSIMMEE, FL 34741-5540

Transferred To (Grantee/Buyer)

NameVerified Name
Address14436 BABYLON WAY, ORLANDO, FL 32824-5233

Mortgage

Document Number0064721776
DateSep 12, 2023
Book Page6472/1776
Instrument2023119894
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
AddressPALATINE, IL 60067
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 01, 2022
Property Address3509 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Document Number0062241448
Book / Page6224 / 1448
Map ReferenceMB 23 PG 1
Instrument DateMay 26, 2022
Instrument2022085788
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3509 HOOK BILL DR, 3509, SAINT CLOUD, FL 34772-8276

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9028 DOWDEN RD APT 115, 115, ORLANDO, FL 32827-6805

Mortgage

Document Number0062241450
DateJun 01, 2022
Instrument6224/1450
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,867.00 (-0.1%)$314,800 (+4.97%) Land $70,000 Building $244,800$314,800 (+4.97%) Land $70,000 Building $244,800
2024$4,872.00 (+4.95%)
2023$4,642.00 (+73.86%) Homeowner's exemption$299,900 (+57.58%) Land $60,000 Building $239,900$299,900 (+14.77%) Land $60,000 Building $239,900
2022$2,670.00 Homeowner's exemption$190,313$261,300 Land $55,000 Building $206,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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