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3510 Hook Bill Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3510 Hook Bill Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2015
Square Footage2,544 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$385,000 (2022)
Tax Bill$6,241.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-26-30-0180-0001-5740
Alternative APN
  • 263027018000015740

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,544 sqft Living Area
Gross Area3,047 sqft Gross Area
1st Floor1,210 sqft 1st Floor
Upper Floors1,334 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional Style
Exterior MaterialCombination Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,068 sqft (0.3 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area468 sqft Garage
Patio Area40 sqft Patio
Porch Area35 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3510 HOOK BILL DR
CitySAINT CLOUD
StateFL
Zip34772-8275
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4B PB 23 PG 1-4 LOT 574
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 4B
Legal Phase4B
Legal Tract180
Legal Block5740
Legal Lot Number574
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2005
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0180-0001-5740

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3510 HOOK BILL DR, SAINT CLOUD, FL 34772-8275
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 04, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 27, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 31, 2018Loan Modification, Mortgage · Conventional Mortgage
PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 04, 2022 · Amount on Record
Deed SaleJan 04, 2022 · Amount on Record
Prior SaleDec 27, 2018 · Amount on Record
Deed Doc Number20221191
Deed Book / Page6121 / 1338
Record RefreshedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3510 HOOK BILL DR, SAINT CLOUD, FL 34772-8275
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057672435
DateAug 04, 2020
Book Page5767/2435
Instrument2020101788
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 04, 2022
Property Address3510 HOOK BILL DR, SAINT CLOUD, FL 34772-8275
Document Number0061211338
Book / Page6121 / 1338
Map ReferenceMB 23 PG 1-4
Instrument DateDec 29, 2021
Instrument2022001191
Transaction TypeTransfer
Record UpdatedJan 20, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4321 RUMMELL RD, 4321, SAINT CLOUD, FL 34769-1705

Transferred To (Grantee/Buyer)

NameVerified Name
Address3510 HOOK BILL DR, SAINT CLOUD, FL 34772-8275

Mortgage

Document Number0061211340
DateJan 04, 2022
Instrument6121/1340
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2018
Property Address3510 HOOK BILL DR, SAINT CLOUD, FL 34772-8275
Document Number0054551953
Book / Page5455 / 1953
Map ReferenceMB 23 PG 1-4
Instrument DateDec 21, 2018
Instrument2018188522
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCITY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3510 HOOK BILL DR, SAINT CLOUD, FL 34772-8275

Mortgage

Document Number2018188523
DateDec 27, 2018
Instrument2018188523
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3510 HOOK BILL DR, SAINT CLOUD, FL 34772-8275
Document Number0053840962
Instrument DateMay 31, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3510 HOOK BILL DR ST CLOUD FL 347728275, ST CLOUD, FL 34772-8275

Mortgage

Document Number0053840962
DateAug 14, 2018
Book Page005384/000962
Instrument123712
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2048
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,241.00 (+1.69%) Homeowner's exemption$391,600 (+4.45%) Land $70,000 Building $321,600$391,600 (+4.45%) Land $70,000 Building $321,600
2024$6,137.00 (+2.42%)
2023$5,992.00 (+5.55%) Homeowner's exemption$374,900 (+19.09%) Land $60,000 Building $314,900$374,900 (+19.09%) Land $60,000 Building $314,900
2022$5,677.00$314,800 Land $55,000 Building $259,800$314,800 Land $55,000 Building $259,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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