3510 Cayugas Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3510 Cayugas Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	2,518 sqft Heated Area
Lot Size	9,148 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$250,000 (2020)
Tax Bill	$4,266.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`272630018000015210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,518 sqft Heated Area
Gross Area	3,115 sqft Gross Area
1st Floor	2,518 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	436 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	161 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3510 CAYUGAS LOOP
City	SAINT CLOUD
State	FL
Zip	34772-7826
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MALLARD POND PH 4B PB 23 PG 1-4 LOT 521
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PHASE 1 - 3
Legal Phase	4B
Legal Tract	180
Legal Block	1
Legal Lot Number	521
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2000
Census Tract	43207

Owner

Source: Osceola County records · APN 272630018000015210

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3510 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Oct 02, 2014 · Amount on Record
Deed Doc Number	2020175191
Deed Book / Page	5858 / 1035
Record Refreshed	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 28, 2020
Property Address	3510 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Document Number	0058581035
Book / Page	5858 / 1035
Map Reference	MB 23 PG 1-4
Instrument Date	Dec 22, 2020
Instrument	2020175191
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FLORIDA TITLEPROS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	E55 CALLE A REPARTO MONTELLANO, E55, CAYEY XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826

Mortgage

Document Number	0058581037
Date	Dec 28, 2020
Instrument	5858/1037

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,266.00 (+6.15%) Homeowner's exemption	$281,215 (+5.99%)	$392,000 (+4.56%) Land $70,000 Building $322,000
2023	$4,019.00 (+3.5%) Homeowner's exemption	$265,331 (+3%)	$374,900 (+15.28%) Land $60,000 Building $314,900
2022	$3,883.00 Homeowner's exemption	$257,603	$325,200 Land $55,000 Building $270,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.