3512 Croaker Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3512 Croaker Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	2,087 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$350,000 (2020)
Tax Bill	$4,471.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R24-223-16-2370-0138-0580`
Alternative APNs	`00937632` `937632`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	2,087 sqft Living Area
1st Floor	1,559 sqft 1st Floor
Upper Floors	528 sqft Upper Floors
Stories	3 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	6 Parking Spaces
Garage Area	1,536 sqft Garage

Exterior Amenities

Pool Area	288 sqft Pool
Deck Area	24 sqft Deck
Patio Area	332 sqft Patio
Porch	1 Porch
Porch Area	1,020 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00937632
Street Address	3512 CROAKER DR
City	HERNANDO BEACH
State	FL
Zip	34607-3640
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 13-B BLK 138 LOT 58
Legal Range	16E
Legal Township	23S
Legal Section	24
Legal Subdivision	HERNANDO BEACH UNIT 13-B
Legal Block	138
Legal Lot Number	58
Legal Unit	13
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1008
Census Tract	41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0138-0580

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3512 CROAKER DR, HERNANDO BEACH, FL 34607-3640
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Feb 17, 2004 · Amount on Record
Deed Doc Number	2020038927
Deed Book / Page	3856 / 1249
Record Refreshed	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 29, 2020
Property Address	3512 CROAKER DR, HERNANDO BEACH, FL 34607-3640
Document Number	0038561249
Book / Page	3856 / 1249
Map Reference	MB 17 PG 70
Instrument Date	Jun 26, 2020
Instrument	2020038927
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	ARROW TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 KENNEDY AVE, 22, BLUE POINT, NY 11715-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3512 CROAKER DR, HERNANDO BEACH, FL 34607-3640

Mortgage

Document Number	38561251
Date	Jun 29, 2020
Instrument	3856/1251

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,471.00 (+120.9%) Additional exemption filed	$352,663 (+5.99%)	$430,070 (-1.85%) Land $70,500 Building $359,570
2023		$332,742 (+3%) Land $332,742
2022	$2,024.00 Homeowner's exemption	$323,050	$438,194 Land $73,125 Building $365,069

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	About 1 in 448 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.