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3503 Croaker Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3503 Croaker Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,460 sqft Living Area
Lot Size7,500 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$386,000 (2024)
Tax Bill$5,666.00 (2025)

Property Details

APN / Parcel Number

Primary APNR24-223-16-2370-0138-0120
Alternative APNs
  • 00937179
  • 937179

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,460 sqft Living Area
Gross Area3,480 sqft Gross Area
1st Floor1,460 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,500 sqft (0.172 acres)
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area1,712 sqft Garage

Exterior Amenities

Pool Area312 sqft Pool
Deck Area204 sqft Deck
Patio Area677 sqft Patio
PorchEnclosed Porch
Porch Area1,297 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00937179
Street Address3503 CROAKER DR
CityHERNANDO BEACH
StateFL
Zip34607-3641
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 13-B BLK 138 LOT 12
Legal Range16E
Legal Township23S
Legal Section24
Legal SubdivisionHERNANDO BEACH UNIT 13-B
Legal Block138
Legal Lot Number12
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0138-0120

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3503 CROAKER DR, HERNANDO BEACH, FL 34607-3641
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 06, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2024 · Amount on Record
Deed SaleJun 14, 2024 · Amount on Record
Prior SaleOct 09, 2000 · Amount on Record
Deed Doc Number202435548
Deed Book / Page4433 / 1607
Prior Transfer DateMar 14, 2013
Prior Transfer Doc0030000036
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3503 CROAKER DR, HERNANDO BEACH, FL 34607-3641
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3503 CROAKER DR, HERNANDO BEACH, FL 34607-3641

Mortgage

Document Number0046740980
DateMar 02, 2026
Book Page4674/980
Instrument2026012960
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3503 CROAKER DR, HERNANDO BEACH, FL 34607-3641
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037360712
DateAug 06, 2019
Book Page3736/0712
Instrument2019048924
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueAug 05, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,666.00 (+1.8%)$359,288 (-1.97%) Land $70,500 Building $288,788$359,288 (-1.97%) Land $70,500 Building $288,788
2023$366,508 (+100.78%) Land $92,023 Building $274,485
2022$5,566.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$182,546$366,508 Land $73,125 Building $293,383

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire LikelihoodAbout 1 in 448 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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