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3495 Croaker Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3495 Croaker Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,704 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2017)
Tax Bill$3,355.00 (2025)

Property Details

APN / Parcel Number

Primary APNR24-223-16-2370-0138-0130
Alternative APNs
  • 00937188
  • 937188

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,704 sqft Living Area
1st Floor1,704 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces3 Parking Spaces
Garage Area840 sqft Garage

Exterior Amenities

Pool Area288 sqft Pool
Deck Area240 sqft Deck
Patio Area32 sqft Patio
Porch1 Porch
Porch Area1,348 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00937188
Street Address3495 CROAKER DR
CityHERNANDO BEACH
StateFL
Zip34607-3639
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 13-B BLK 138 LOT 13
Legal Range16E
Legal Township23S
Legal Section24
Legal SubdivisionHERNANDO BEACH UNIT 13-B
Legal Block138
Legal Lot Number13
Legal Unit13
JurisdictionHERNANDO FL
Minor Civil DivisionHERNANDO BEACH
Census Blockgroup1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0138-0130

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3495 CROAKER DR, HERNANDO BEACH, FL 34607-3639
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 18, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2017 · Amount on Record
Deed SaleJul 18, 2017 · Amount on Record
Prior SaleAug 26, 2005
Deed Doc Number2017040600
Deed Book / Page3489 / 0088
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3495 CROAKER DR, HERNANDO BEACH, FL 34607-3639
Transaction TypeMortgage
Record UpdatedMar 24, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041301495
DateFeb 22, 2022
Book Page4130/1495
Instrument2022013893
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJul 18, 2017
Property Address3495 CROAKER DR, HERNANDO BEACH, FL 34607-3639
Document Number0034890088
Book / Page3489 / 0088
Map ReferenceMB17 PG70
Instrument DateJul 14, 2017
Instrument2017040600
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanyTROPIC TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3211 LUGUSTRUM DR, 3211, HERNANDO BEACH, FL 34607-3512

Transferred To (Grantee/Buyer)

NameVerified Name
Address3495 CROAKER DR, HERNANDO BEACH, FL 34607-3639

Mortgage

Document Number34890090
DateJul 18, 2017
Instrument3489/0090
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,355.00 (+0.72%) Additional exemption filed$274,457 (+5.99%)$411,189 (-2.06%) Land $70,500 Building $340,689
2023$258,953 Land $258,953
2022$3,331.00$419,839 Land $73,125 Building $346,714

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire LikelihoodAbout 1 in 448 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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