3504 Croaker Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3504 Croaker Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,521 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$201,000 (2012)
Tax Bill	$2,919.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R24-223-16-2370-0138-0570`
Alternative APNs	`00937623` `937623`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,521 sqft Living Area
Gross Area	3,496 sqft Gross Area
1st Floor	1,521 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	380 sqft Garage

Exterior Amenities

Pool Area	390 sqft Pool
Patio Area	48 sqft Patio
Porch	Enclosed Porch
Porch Area	1,595 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00937623
Street Address	3504 CROAKER DR
City	HERNANDO BEACH
State	FL
Zip	34607-3640
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 13-B BLK 138 LOT 57
Legal Range	16E
Legal Township	23S
Legal Section	24
Legal Subdivision	HERNANDO BEACH UNIT 13-B
Legal Block	138
Legal Lot Number	57
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1008
Census Tract	41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0138-0570

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3504 CROAKER DR, HERNANDO BEACH, FL 34607-3640
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2012 · Amount on Record
Deed Sale	Oct 03, 2012 · Amount on Record
Prior Sale	Jun 03, 1997 · Amount on Record
Deed Doc Number	201256453
Deed Book / Page	2942 / 561
Prior Transfer Date	Oct 18, 2006
Prior Transfer Doc	0023641263
Record Refreshed	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3504 CROAKER DR, HERNANDO BEACH, FL 34607-3640
Document Number	0035860287
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3504 CROAKER DR HERNANDO BEACH FL 346073640, HERNANDO BEACH, FL 34607-3640

Mortgage

Document Number	0035860287
Date	May 22, 2018
Book Page	003586/000287
Instrument	31539

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,919.00 (+3.69%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption Widower's exemption	$243,686 (+5.99%)	$441,535 (+7.44%) Land $70,360 Building $371,175
2023		$229,920 (+3%) Land $229,920
2022	$2,815.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$223,223	$410,967 Land $72,985 Building $337,982

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	About 1 in 448 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.