3504 Cayugas Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3504 Cayugas Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage2,317 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$412,000 (2025)
Tax Bill$3,282.00 (2025)

Property Details

APN / Parcel Number

Primary APN272630018000015240

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,317 sqft Heated Area
Gross Area3,115 sqft Gross Area
1st Floor2,317 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area637 sqft Garage
Patio Area248 sqft Patio
PorchOpen Porch
Porch Area161 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3504 CAYUGAS LOOP
CitySAINT CLOUD
StateFL
Zip34772-7826
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4B PB 23 PG 1-4 LOT 524
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase4B
Legal Tract180
Legal Block1
Legal Lot Number524
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 272630018000015240

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3504 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2025Warranty Deed, Transfer
UNKNOWN, THE CLOSING AGENT LLC
Jun 12, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2025 · Amount on Record
Deed SaleNov 04, 2025 · Amount on Record
Prior SaleJun 12, 2025
Deed Doc Number2025136719
Deed Book / Page6875 / 2055
Record RefreshedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 04, 2025
Property Address3504 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Document Number0068752055
Book / Page6875 / 2055
Map ReferenceMB 23 PG 1-4
Instrument DateOct 31, 2025
Instrument2025136719
Transaction TypeTransfer
Record UpdatedNov 13, 2025
Title CompanyUNKNOWN, THE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
Tax$2,884.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1840 SHUMARD AVE, SAINT CLOUD, FL 34771-4882

Transferred To (Grantee/Buyer)

NameVerified Name
Address3504 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJun 12, 2025
Property Address3504 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826
Document Number0068032139
Book / Page6803 / 2139
Map ReferenceMB 23 PG 1-4
Instrument DateMay 19, 2025
Instrument2025074441
Transaction TypeTransfer
Record UpdatedNov 13, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3504 CAYUGAS LOOP, SAINT CLOUD, FL 34772-7826

Transferred To (Grantee/Buyer)

NameVerified Name
Address643 WARBLERS PERCH WAY, MARYLAND, FL 21069

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,282.00 (+3.76%) Homeowner's exemption Senior Citizen's exemption$237,887 (+2.9%)$393,400 (-0.13%) Land $70,000 Building $323,400
2024$3,163.00 (+2.9%) Homeowner's exemption Senior Citizen's exemption$231,183 (+3%)$393,900 (+4.4%) Land $70,000 Building $323,900
2023$3,074.00 (+3.89%) Homeowner's exemption Senior Citizen's exemption$224,450 (+3%)$377,300 (+14.96%) Land $60,000 Building $317,300
2022$2,959.00 Homeowner's exemption Senior Citizen's exemption$217,913$328,200 Land $55,000 Building $273,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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