295 Sand Pine Cir, Midway, FL 32343 Property Records

Gadsden County property record for 295 Sand Pine Cir, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2007
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,500 (Mar 2018)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000I-0150`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000I-0150`
Alternative APN	`1233910000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Heated Area
Gross Area	2,162 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Terrain	Other
Garage Area	483 sqft
Porch	Porch
Porch Area	105 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1233910000
Street Address	295 SAND PINE CIR
City	MIDWAY
State	FL
Zip	32343-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 844 P 425 OR 838 P 1166 OR
Legal Range	02W
Legal Township	01N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	I
Legal Lot Number	15
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2018
Census Tract	20600

Owner

Source: Gadsden County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 SAND PINE CIR, MIDWAY, FL 32343-4221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · VA Mortgage GOODLEAP LLC
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 11, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 2, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS
Oct 18, 2017	Grant Deed, Transfer · Conventional with PMI LOANLEADERS/AMERICA
Feb 13, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Mar 2, 2010 · Amount on Record
Deed Document Number	180001529
Deed Book / Page	0844 / 0425
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	295 SAND PINE CIR, MIDWAY, FL 32343-4221
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 SAND PINE CIR, MIDWAY, FL 32343-4221

Mortgage

Document Number	0009301414
Date	Mar 2, 2023
Book Page	930/1414
Instrument	230001621

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	295 SAND PINE CIR, MIDWAY, FL 32343-4221
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008920504
Date	Mar 12, 2021
Book Page	892/504
Instrument	210002049

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	295 SAND PINE CIR, MIDWAY, FL 32343-4221
Document Number	0008750966
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 SAND PINE CIR MIDWAY FL 323434221, MIDWAY, FL 32343-4221

Mortgage

Document Number	0008750966
Date	Mar 25, 2020
Book Page	000875/000966
Instrument	2332

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48266-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Mar 2, 2018
Property Address	295 SAND PINE CIR, MIDWAY, FL 32343-4221
Document Number	0008440425
Book / Page	000844 / 000425
Instrument Date	Feb 28, 2018
Instrument	1529
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,074.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19761 SLATER RD MIDWAY FL 323434221, MIDWAY, FL 32343-4221

Mortgage

Document Number	8440426
Date	Mar 2, 2018
Book Page	000844/000426
Instrument	1530

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GADSDEN FL
Recording Date	Oct 18, 2017
Property Address	295 SAND PINE CIR, MIDWAY, FL 32343-4221
Document Number	0008381166
Book / Page	000838 / 001166
Instrument Date	Oct 13, 2017
Instrument	7381
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 AMBERWOOD CREEK DR NW KENNESAW GA 301523942, KENNESAW, GA 30152-3942

Mortgage

Document Number	8381168
Date	Oct 18, 2017
Book Page	000838/001168
Instrument	7382

Lender

Name	LOANLEADERS/AMERICA
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GADSDEN FL
Recording Date	Feb 13, 2017
Property Address	295 SAND PINE CIR, MIDWAY, FL 32343-4221
Document Number	0008281162
Book / Page	000828 / 001162
Instrument Date	Feb 2, 2017
Instrument	1105
Transaction Type	Foreclosure
Record Updated	May 26, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7701 AIRPORT CTR DR 4B FL GREENSBORO NC 27409, GREENSBORO, NC 27409

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 (+3.66%) Homeowner's exemption	$145,258 (+2.9%)	$201,928 (+2.16%) Land $40,500 Building $161,428
2024	$1,858.00 (+2.94%) Homeowner's exemption	$141,165 (+3%)	$197,660 (+6.44%) Land $37,000 Building $160,660
2023	$1,805.00 (+4.09%) Homeowner's exemption	$137,054 (+3%)	$185,703 (+7.05%) Land $30,000 Building $155,703
2022	$1,734.00 Homeowner's exemption	$133,063	$173,479 Land $22,000 Building $151,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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