3506 White Oak Dr, Temple, TX 76502 Property Records

Bell County property record for 3506 White Oak Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,450 sqft · built 1994
Lot Size	0.285 acres (12,420 sqft)
Owner	Individual Name on Record
Tax Bill	$6,552 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0138950740`

Property Details

APN / Parcel Number

Primary APN	`0138950740`
Alternative APNs	`852344` `67814`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	1,608 sqft
2nd Floor Area	842 sqft
Upper Floors Area	808 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,420 sqft (0.285 acres)
Lot Dimensions	135 ft deep x 92 ft wide
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	279 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	852344
Street Address	3506 WHITE OAK DR
City	TEMPLE
State	TX
Zip	76502-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	WILLOW RIDGE SUBDIVISION PHASE III REPLAT, BLOCK 006, LOT 0002
Legal Subdivision	WILLOW RIDGE SUBDIVISION PHASE III REPLA
Legal Block	6
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1002
Census Tract	21302

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3506 WHITE OAK DR, TEMPLE, TX 76502-3604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 14, 2018	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 13, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018
Deed Sale	Nov 14, 2018
Prior Sale	Jul 30, 2013
Deed Document Number	2018-00047477
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3506 WHITE OAK DR, TEMPLE, TX 76502-3604
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	ORCHARD STREET SETTLEMENTS LLC, ORCHARD STREET STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076659
Date	Nov 22, 2021
Instrument	2021076659

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 14, 2018
Property Address	3506 WHITE OAK DR, TEMPLE, TX 76502-3604
Document Number	0000047477
Map Reference	CAB B SL27-B
Instrument Date	Nov 13, 2018
Instrument	2018-00047477
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3506 WHITE OAK DR, TEMPLE, TX 76502-3604

Mortgage

Document Number	0000047478
Date	Nov 14, 2018
Instrument	2018-00047478

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3506 WHITE OAK DR, TEMPLE, TX 76502-3604
Document Number	0000052837
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3506 WHITE OAK DR TEMPLE TX 765023604, TEMPLE, TX 76502-3604

Mortgage

Document Number	0000052837
Date	Dec 19, 2017
Instrument	52837

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,552.00 (-4.61%) Homeowner's exemption	$485,913 Land $22,000 Building $463,913	$485,913 Land $22,000 Building $463,913
2022	$6,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Altitude ISP.

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