Bell County property record for 3512 White Oak Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,631 sqft · built 1992 |
| Lot Size | 0.285 acres (12,420 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,876 (2023) |
| Deeds & Mortgages | May 2017 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0138950742 |
| Primary APN | 0138950742 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,631 sqft Living Area |
| 1st Floor Area | 1,873 sqft |
| 2nd Floor Area | 758 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,420 sqft (0.285 acres) |
| Lot Dimensions | 135 ft deep x 92 ft wide |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 213 sqft |
| Storage Building | Storage Building |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 629343 |
|---|---|
| Street Address | 3512 WHITE OAK DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-3604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF1 |
| Legal Description | WILLOW RIDGE SUBDIVISION PHASE III REPLAT, BLOCK 006, LOT 0003 |
| Legal Subdivision | WILLOW RIDGE SUBDIVISION PHASE III REPLA |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21302 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3512 WHITE OAK DR, TEMPLE, TX 76502-3604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Oct 13, 2020 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Oct 3, 2007 |
| Last Transfer Date | Oct 13, 2020 |
| Transfer Doc | 0000055609 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3512 WHITE OAK DR, TEMPLE, TX 76502-3604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018537 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 2017-00018537 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OAK BROOK, IL 60523 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 13, 2020 |
| Property Address | 3512 WHITE OAK DR, TEMPLE, TX 76502-3604 |
| Document Number | 0000055609 |
| Map Reference | CAB B SL 27-B |
| Instrument Date | Oct 5, 2020 |
| Instrument | 2020-00055609 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | CENTRALAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3512 WHITE OAK DR, 3512, TEMPLE, TX 76502-3604 |
| Name | Verified Name |
|---|---|
| Address | 3512 WHITE OAK DR, TEMPLE, TX 76502-3604 |
| Document Number | 0000055610 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020-00055610 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,876.00 (-3.37%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $532,574 Land $22,000 Building $510,574 | $532,574 Land $22,000 Building $510,574 |
| 2022 | $7,116.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2026) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Altitude ISP.
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