3418 White Oak Dr, Temple, TX 76502 Property Records

Bell County property record for 3418 White Oak Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 1972
Lot Size	0.341 acres (14,850 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,822 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0096850000`

Property Details

APN / Parcel Number

Primary APN	`0096850000`
Alternative APNs	`129494` `870446`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,787 sqft Living Area
1st Floor Area	1,787 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,850 sqft (0.341 acres)
Lot Dimensions	135 ft deep x 110 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	274 sqft
Canopy	280 sqft
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3418 WHITE OAK DR
City	TEMPLE
State	TX
Zip	76502-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	RAMBLEWOOD 2ND UNIT, BLOCK 008, LOT 0020
Legal Subdivision	RAMBLEWOOD 2ND UNIT
Legal Block	8
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1016
Census Tract	21302

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3418 WHITE OAK DR, TEMPLE, TX 76502-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Jun 24, 2022	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO
Jan 10, 2020	Vendor's Lien, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022
Deed Sale	Jun 24, 2022
Prior Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	202240573
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0000001481
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3418 WHITE OAK DR, TEMPLE, TX 76502-3030
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014821
Date	Apr 13, 2018
Instrument	2018-00014821

Lender

Name	COMPASS BANK
Type	Bank
Address	TEMPLE, TX 76504

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 24, 2022
Property Address	3418 WHITE OAK DR, TEMPLE, TX 76502-3030
Document Number	0000040573
Instrument Date	Jun 24, 2022
Instrument	2022040573
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3323 THORNTON LN # 514, 3323, TEMPLE, TX 76502-1765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 WHITE OAK DR, TEMPLE, TX 76502-3030

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 10, 2020
Property Address	3418 WHITE OAK DR, TEMPLE, TX 76502-3030
Document Number	0000001481
Map Reference	CAB A SL 274-B
Instrument Date	Jan 9, 2020
Instrument	2020-00001481
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 WHITE OAK DR, TEMPLE, TX 76502-3030

Mortgage

Document Number	0000001482
Date	Jan 10, 2020
Instrument	2020-00001482

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,822.00 (+46.32%)	$323,806 (+3.14%) Land $35,000 Building $288,806	$323,806 (+3.14%) Land $35,000 Building $288,806
2023	$5,346.00 (+18.2%) Homeowner's exemption	$313,960 Land $22,000 Building $291,960	$313,960 Land $22,000 Building $291,960
2022	$4,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Altitude ISP.

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