3414 White Oak Dr, Temple, TX 76502 Property Records

Bell County property record for 3414 White Oak Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,627 sqft · built 1971
Lot Size	0.278 acres (12,150 sqft)
Owner	Individual Name on File
Tax Bill	$4,675 (2023)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0096840000`

Property Details

APN / Parcel Number

Primary APN	`0096840000`
Alternative APNs	`42357` `28390`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,150 sqft (0.278 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28390
Street Address	3414 WHITE OAK DR
City	TEMPLE
State	TX
Zip	76502-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	RAMBLEWOOD 2ND UNIT, BLOCK 008, LOT 0019
Legal Subdivision	RAMBLEWOOD 2ND UNIT
Legal Block	8
Legal Lot Number	19
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1016
Census Tract	21302

Owner

3414 White Oak Dr is owned and occupied by an individual who acquired it in July 2022.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3414 WHITE OAK DR, TEMPLE, TX 76502-3030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage TERRA FIRMA LAND HOLDINGS LLC
May 27, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage THE BUCKHOLTS STATE BANK
May 16, 2022	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF MCGREGOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022
Deed Sale	Jul 8, 2022
Prior Sale	May 27, 2022
Deed Document Number	2022043689
Record Updated	Jun 7, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 8, 2022
Property Address	3414 WHITE OAK DR, TEMPLE, TX 76502-3030
Document Number	0000043689
Map Reference	CAB A SL 274-B
Instrument Date	Jul 7, 2022
Instrument	2022043689
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 124, TEMPLE, TX 76503-0124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3414 WHITE OAK DR, TEMPLE, TX 76502-3030

Mortgage

Document Number	0000043690
Date	Jul 8, 2022
Instrument	2022043690

Lender

Name	TERRA FIRMA LAND HOLDINGS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2052

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 27, 2022
Property Address	3414 WHITE OAK DR, TEMPLE, TX 76502-3030
Document Number	0000034021
Map Reference	MB 2 PG 177-I
Instrument Date	May 25, 2022
Instrument	2022034021
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 124, TEMPLE, TX 76503-0124
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034022
Date	May 27, 2022
Instrument	2022034022

Lender

Name	THE BUCKHOLTS STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 16, 2022
Property Address	3414 WHITE OAK DR, TEMPLE, TX 76502-3030
Document Number	0000031285
Map Reference	MB 2 PG 177-L
Instrument Date	May 13, 2022
Instrument	2022031285
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 AUSTIN AVE STE 330, 330, WACO, TX 76701-1808

Mortgage

Document Number	0000031286
Date	May 16, 2022
Instrument	2022031286

Lender

Name	FIRST NATIONAL BANK OF MCGREGOR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,675.00 (+165.17%)	$203,926 Land $22,000 Building $181,926	$203,926 Land $22,000 Building $181,926
2022	$1,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3414 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3414 White Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Altitude ISP.

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