Frederick County property record for 3456 Flatwoods Dr, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,204 sqft · built 2021 |
| Lot Size | 0.05 acres (2,179 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Mar 2022) |
| Tax Bill | $6,539 (2023) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-598777 |
| Primary APN | 07-598777 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,204 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,179 sqft (0.05 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 598777 |
|---|---|
| Street Address | 3456 FLATWOODS DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-5245 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 22513 2,179 SQ FT URBANA TOWN CENTER |
| Legal Subdivision | URBANA TOWN CENTER |
| Legal Lot Number | 22513 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 752206 |
3456 Flatwoods Dr, a townhouse, is owned and occupied by an individual who bought it in March 2022.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3456 FLATWOODS DR, FREDERICK, MD 21704-5245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 22, 2021 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Oct 13, 2020 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Jun 19, 2020 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on File |
| Deed Sale | Mar 14, 2022 · Amount on File |
| Prior Sale | Feb 22, 2021 · Amount on File |
| Deed Document Number | 0015789195 |
| Deed Book / Page | 15789 / 195 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 14, 2022 |
| Property Address | 3456 FLATWOODS DR, FREDERICK, MD 21704-5245 |
| Document Number | 0157890195 |
| Book / Page | 15789 / 195 |
| Map Reference | MB 102 PL 29 |
| Instrument Date | Feb 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3456 FLATWOODS DR, FREDERICK, MD 21704-5245 |
| Document Number | 0015789202 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 15789/202 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 22, 2021 |
| Property Address | 3456 FLATWOODS DR, FREDERICK, MD 21704-5245 |
| Document Number | 0145800472 |
| Book / Page | 14580 / 472 |
| Map Reference | MB 102 PL 29 |
| Instrument Date | Feb 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR SETMNT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,142.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4700 CORRIDOR PL, 4700, BELTSVILLE, MD 20705-1163 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3456 FLATWOODS DR, FREDERICK, MD 21704-5245 |
| Document Number | 14580478 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 14580/478 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 13, 2020 |
| Property Address | 3456 FLATWOODS DR, FREDERICK, MD 21704-5245 |
| Document Number | 0141600109 |
| Book / Page | 014160 / 000109 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4700 CORRIDOR PL BELTSVILLE MD 207051163, BELTSVILLE, MD 20705-1163 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3456 FLATWOODS DR, FREDERICK, MD 21704-5245 |
| Document Number | 0138480425 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | COMMUNITY TITLE NTWK |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 506 MAIN ST #3RD GAITHERSBURG MD 208785768, 3RD, GAITHERSBURG, MD 20878-5768 |
| Document Number | 0138480425 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 013848/000425 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | 6831 BENJAMIN FRANKLIN DR, COLUMBIA, MD 21046-2633 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,539.00 | $446,733 | $455,800 Land $140,000 Building $315,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3456 Flatwoods Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3456 Flatwoods Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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