3504 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3504 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,068 sqft · built 2015
Lot Size20 acres (871,200 sqft)
Owner2 Individual Names on File
Last Sale$155,900 (Feb 2015)
Tax Bill$3,900 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-113-4105

Property Details

APN / Parcel Number

Primary APN25-113-4105
Alternative APNs
  • 25-00113-4105
  • 17152

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,068 sqft Living Area
1st Floor Area1,068 sqft
Breakfast NookBreakfast Nook
Family RoomFamily Room
Utility RoomUtility Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleModular
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area871,200 sqft (20 acres)
Garage TypeAttached
Garage Area1,443 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area220 sqft
Deck AreaDeck Area
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3504 13TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-9534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionS 1-2 OF NE 1-4 OF SE 1-4 LYING W OF HWY.
Legal Range31W
Legal Township35N
Legal Section13
JurisdictionSHERBURNE MN
Township / Civil DivisionHAVEN
Census Block Group1
Census Block1008
Census Tract31500

Owner

3504 13th Ave SE is owned and occupied by two individuals who bought it in February 2015.

Source: Sherburne County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address3504 13TH AVE SE, SAINT CLOUD, MN 56304-9534
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2015 · Amount on File
Deed SaleFeb 26, 2015 · Amount on File
Deed Document Number2015319779
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address3504 13TH AVE SE, SAINT CLOUD, MN 56304-9534
Transaction TypeMortgage
Record UpdatedAug 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000887685
DateMar 3, 2020
Instrument887685
Lender
NameFIRST SOURCE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueDec 15, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3504 13th Ave SE was $3,900.

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
County SubdivisionHaven Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$526,500 (+566.46%) Land $187,700 Building $338,800$526,500 (+566.46%) Land $187,700 Building $338,800
2025$3,900.00$79,000 Land $79,000$79,000 Land $79,000
2023$3,072.00$60,000 Land $60,000
2021$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3504 13th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3504 13th Ave SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on 13th Ave SE

Nearby Streets

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