2636 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2636 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.447 acres (19,501 sqft)
Owner	Individual Name on Record
Last Sale	$154,900 (Jun 2014)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-420-0312`

Property Details

APN / Parcel Number

Primary APN	`85-420-0312`
Alternative APNs	`85-00420-0312` `43096`

Exterior

Lot Area	19,501 sqft (0.447 acres)

Location & Zoning

Street Address	2636 13TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 3
Legal Range	31W
Legal Township	35N
Legal Section	12
Legal Subdivision	WAYSIDE
Legal Block	3
Legal Lot Number	6
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1007
Census Tract	31500

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2636 13TH AVE SE, SAINT CLOUD, MN 56304-8536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Nov 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2014 · Amount on Record
Deed Sale	Jun 26, 2014 · Amount on Record
Prior Sale	Sep 30, 1999 · Amount on Record
Deed Document Number	2014789402
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2636 13TH AVE SE, SAINT CLOUD, MN 56304-8536
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2636 13TH AVE SE, SAINT CLOUD, MN 56304-8536

Mortgage

Document Number	0000994990
Date	Mar 10, 2026
Instrument	994990

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHERBURNE MN
Recording Date	Nov 18, 2022
Property Address	2636 13TH AVE SE, SAINT CLOUD, MN 56304-8536
Document Number	0000951111
Instrument Date	Nov 14, 2022
Instrument	951111
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2636 13TH AVE SE, SAINT CLOUD, MN 56304-8536

Mortgage

Document Number	0000951112
Date	Nov 18, 2022
Instrument	951112

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	Other
Margin	3
Max Rate	10.9%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2636 13TH AVE SE, SAINT CLOUD, MN 56304-8536
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000921642
Date	Jun 17, 2021
Instrument	921642

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	2636 13TH AVE SE, SAINT CLOUD, MN 56304-8536
Document Number	0000846362
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2636 13TH AVE SE ST CLOUD MN 563048536, ST CLOUD, MN 56304-8536

Mortgage

Document Number	0000846362
Date	Oct 10, 2017
Instrument	846362

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 9, 2027

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,186.00 (+24.65%)	$240,200 (-) Land $70,000 Building $170,200	$240,200 (-) Land $70,000 Building $170,200
2023	$2,556.00	$240,200 Land $40,000 Building $200,200
2021			$240,200 Land $40,000 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, T-Mobile.

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