2655 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2655 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.609 acres (26,544 sqft)
Owner	2 Trust Names on File
Last Sale	$254,000 (Mar 2022)
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-420-0230`

Property Details

APN / Parcel Number

Primary APN	`85-420-0230`
Alternative APNs	`85-00420-0230` `43088`

Exterior

Lot Area	26,544 sqft (0.609 acres)

Location & Zoning

Account Number	43088
Street Address	2655 13TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 2 TOGETHER WITH THAT PT OF LOT 5 IN SAID BLK 2 LYING S OF A LINE DRAWN ELY AT RA TO W LINE OF LOT 5 FROM A PT
Legal Range	31W
Legal Township	35N
Legal Section	12
Legal Subdivision	WAYSIDE
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1020
Census Tract	31500

Owner

2655 13th Ave SE is owner-occupied and held in a trust since March 2022.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2655 13TH AVE SE, SAINT CLOUD, MN 56304-8536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Deed Document Number	20221384623
Record Updated	Oct 29, 2026

March 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SHERBURNE MN
Recording Date	Mar 17, 2022
Property Address	2655 13TH AVE SE, SAINT CLOUD, MN 56304-8536
Document Number	0000939329
Instrument Date	Mar 1, 2022
Instrument	939329
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2655 13TH AVE SE, SAINT CLOUD, MN 56304-8536

Mortgage

Date	Mar 17, 2022

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2655 13th Ave SE was $3,708.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,000 (-) Land $70,000 Building $183,000	$253,000 (-) Land $70,000 Building $183,000
2025	$3,708.00	$253,000 Land $70,000 Building $183,000	$253,000 Land $70,000 Building $183,000
2023	$2,920.00	$253,000 Land $45,000 Building $208,000
2021			$253,000 Land $45,000 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2655 13th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2655 13th Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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