3540 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3540 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,390 sqft · built 1966
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$177,900 (Sep 2017)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-402-0420`

Property Details

APN / Parcel Number

Primary APN	`25-402-0420`
Alternative APNs	`25-00402-0420` `17206`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Basement Area	1,044 sqft
Finished Basement	1,044 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	672 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	110 sqft
Deck Area	149 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17206
Street Address	3540 13TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 3, BLK 4
Legal Range	31W
Legal Township	35N
Legal Section	13
Legal Subdivision	VALLEY VIEW FIRST ADDITION
Legal Block	4
Legal Lot Number	3
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1008
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3540 13TH AVE SE, SAINT CLOUD, MN 56304-9534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Prior Sale	Jul 31, 2006 · Amount on Record
Deed Document Number	2017844870
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 12, 2017
Property Address	3540 13TH AVE SE, SAINT CLOUD, MN 56304-9534
Document Number	0000844870
Instrument Date	Aug 31, 2017
Instrument	844870
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.07
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 13TH AVE SE, SAINT CLOUD, MN 56304-9534

Mortgage

Document Number	0000844871
Date	Sep 12, 2017
Instrument	844871

Lender

Name	PLAZA PARK STATE BANK
Type	Bank
Address	WAITE PARK, MN 56387

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Aug 30, 2022

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,800 (+2.48%) Land $69,000 Building $219,800	$288,800 (+2.48%) Land $69,000 Building $219,800
2025	$2,212.00 (+6.76%)	$281,800 (+4.8%) Land $69,000 Building $212,800	$281,800 (+4.8%) Land $69,000 Building $212,800
2023	$2,072.00	$268,900 Land $61,200 Building $207,700
2021			$268,900 Land $61,200 Building $207,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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