3443 E Philip St, Des Moines, IA 50320 Property Records

Polk County property record for 3443 E Philip St, Des Moines, IA 50320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 3,099 sqft · built 2020
Lot Size0.214 acres (9,299 sqft)
OwnerTrust Name on File
Last Sale$412,000 (Jul 2021)
Tax Bill$2,796 (2024)
Deeds & MortgagesNov 2023 Transfer
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN120/02851-090-215

Property Details

APN / Parcel Number

Primary APN120/02851-090-215
Alternative APN
  • 782319455010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area3,099 sqft Living Area
Gross Area4,265 sqft
1st Floor Area1,773 sqft
Basement Area1,765 sqft
Finished Basement1,326 sqft
Unfinished Basement439 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,299 sqft (0.214 acres)
Garage TypeAttached
Garage Area727 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address3443 E PHILIP ST
CityDES MOINES
StateIA
Zip50320-2678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 LAKE VIEW RIDGE PLAT 2
Legal SubdivisionLAKE VIEW RIDGE PLAT 2
Legal Lot Number15
JurisdictionPOLK IA
Township / Civil DivisionALLEN
Census Block Group2
Census Block2040
Census Tract10806

Owner

3443 E Philip St is owner-occupied and held in a trust since November 2023.

Source: Polk County records, as of November 11, 2025

Owner of RecordTrust Name on File
Mailing Address3443 E PHILIP ST, DES MOINES, IA 50320-2678
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Intrafamily Transfer, Transfer
Jul 13, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Nov 6, 2020Warranty Deed, Construction Loan · Construction Mortgage
EARLHAM SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2021 · Amount on File
Deed SaleJul 13, 2021 · Amount on File
Prior SaleNov 6, 2020 · Amount on File
Deed Document Number202173250
Deed Book / Page18638 / 470
Last Transfer DateNov 10, 2023
Transfer Doc0000061750
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK IA
Recording DateNov 20, 2023
Property Address3443 E PHILIP ST, DES MOINES, IA 50320-2678
Document Number0000061750
Book / Page19656 / 680
Instrument DateNov 10, 2023
Instrument2023-00061750
Transaction TypeTransfer
Record UpdatedDec 8, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3443 E PBILIP ST, DES MOINES, IA 50320-2678

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJul 13, 2021
Property Address3443 E PHILIP ST, DES MOINES, IA 50320-2678
Document Number0000073250
Book / Page18638 / 470
Instrument DateJul 2, 2021
Instrument2021-00073250
Transaction TypeTransfer
Record UpdatedDec 8, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$658.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3443 E PHILIP ST, DES MOINES, IA 50320-2678
InvestorPossibly a Property Investor

Mortgage

Document Number0000073252
DateJul 13, 2021
Instrument2021-00073252
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

November 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateNov 6, 2020
Property Address3443 E PHILIP ST, DES MOINES, IA 50320-2678
Document Number0000052942
Book / Page18179 / 297
Instrument DateOct 22, 2020
Instrument2020-00052942
Transaction TypeConstruction Loan
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
Tax$90.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3443 E PHILIP ST, DES MOINES, IA 50320-2678

Mortgage

Document Number0000052944
DateNov 6, 2020
Instrument2020-00052944
Lender
NameEARLHAM SAVINGS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term480 Months
DueNov 6, 2060
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictCarlisle Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$507,400 Land $101,400 Building $406,000$507,400 Land $101,400 Building $406,000
2024$2,796.00
2023$485,700 Land $96,900 Building $388,800$485,700 Land $96,900 Building $388,800
2020$12.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3443 E Philip St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3443 E Philip St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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