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3501 Hook Bill Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3501 Hook Bill Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage2,547 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$430,000 (2023)
Tax Bill$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN272630018000015360

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,547 sqft Heated Area
Gross Area3,101 sqft Gross Area
1st Floor2,046 sqft 1st Floor
Upper Floors501 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area400 sqft Garage
FenceFence
PorchOpen Porch
Porch Area154 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3501 HOOK BILL DR
CitySAINT CLOUD
StateFL
Zip34772-8276
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4B PB 23 PG 1-4 LOT 536
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase4B
Legal Tract180
Legal Block1
Legal Lot Number536
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 272630018000015360

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3501 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 02, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Oct 13, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
May 07, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
NORWICH COMMERCIAL GROUP INC
Feb 21, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
NORWICH COMMERICIAL GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 2023 · Amount on Record
Deed SaleMay 02, 2023 · Amount on Record
Prior SaleOct 13, 2021 · Amount on Record
Deed Doc Number2023054357
Deed Book / Page6398 / 2570
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 02, 2023
Property Address3501 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Document Number0063982570
Book / Page6398 / 2570
Map ReferenceMB 23 PG 1-4
Instrument DateApr 28, 2023
Instrument2023054357
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyHOME SOLUTION TITLE INC, HOME SOLUTION TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3501 HOOK BILL DR, SAINT CLOUD, FL 34772-8276

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3501 HOOK BILL DR, SAINT CLOUD, FL 34772-8276

Mortgage

Document Number0063982572
DateMay 02, 2023
Instrument6398/2572
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 13, 2021
Property Address3501 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Document Number0060640994
Book / Page6064 / 994
Map ReferenceMB 23 PG 1-4
Instrument DateOct 12, 2021
Instrument2021159215
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address105 LIVEOAK DR, 105, ENTERPRISE, AL 36330-1585

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 HOOK BILL DR, SAINT CLOUD, FL 34772-8276

Mortgage

Document Number6064996
DateOct 13, 2021
Instrument6064/996
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3501 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055201765
DateMay 07, 2019
Book Page5520/1765
Instrument2019058884
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeMortgage Company
AddressAVON, CT 06001
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 21, 2018
Property Address3501 HOOK BILL DR, SAINT CLOUD, FL 34772-8276
Document Number0052900773
Book / Page5290 / 0773
Map ReferenceMB23 PG1
Instrument DateFeb 16, 2018
Instrument2018030719
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySIGNATURE TITLE PROFESSIONAL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,959.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address346 ALCOVE DR, 346, GROVELAND, FL 34736-3662

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 HOOK BILL DR, SAINT CLOUD, FL 34772-8276

Mortgage

Document Number2018030724
DateFeb 21, 2018
Instrument2018030724
Lender
NameNORWICH COMMERICIAL GROUP INC
TypeNon-Lending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$384,600 (+16.72%) Land $70,000 Building $314,600$384,600 (+4.43%) Land $70,000 Building $314,600
2023$5,175.00 (+3.4%) Homeowner's exemption$329,497 (+3%)$368,300 (+15.13%) Land $60,000 Building $308,300
2022$5,005.00 Homeowner's exemption$319,900 Land $55,000 Building $264,900$319,900 Land $55,000 Building $264,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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