350 Royal Bluff Ct, Troy, MO 63379 Property Records

Lincoln County property record for 350 Royal Bluff Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,798 sqft · built 2007
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on Record
Last Sale	$189,100 (Mar 2020)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-25-001-001-023.024`

Property Details

APN / Parcel Number

Primary APN	`15-70-25-001-001-023.024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,798 sqft Living Area
Basement Area	1,798 sqft
Unfinished Basement	1,798 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,843 sqft (0.203 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	350 ROYAL BLUFF CT
City	TROY
State	MO
Zip	63379-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 VILLAS OF BLUFFVIEW
Legal Range	01W
Legal Township	49N
Legal Section	25
Legal Subdivision	VILLAS OF BLUFFVIEW
Legal Lot Number	24
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2002
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	350 ROYAL BLUFF CT, TROY, MO 63379-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 1, 2022	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Mar 16, 2020	Special Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Aug 6, 2019
Deed Document Number	20202555
Deed Book / Page	2444 / 553
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	350 ROYAL BLUFF CT, TROY, MO 63379-2047
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 ROYAL BLUFF CT, TROY, MO 63379-2047

Mortgage

Document Number	002495/376
Date	Nov 9, 2023
Book Page	2495/376
Instrument	2023008620

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Apr 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	350 ROYAL BLUFF CT, TROY, MO 63379-2047
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 ROYAL BLUFF CT, TROY, MO 63379-2047

Mortgage

Document Number	002477/708
Date	Apr 1, 2022
Book Page	2477/708
Instrument	2022003438

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2050

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 16, 2020
Property Address	350 ROYAL BLUFF CT, TROY, MO 63379-2047
Document Number	2444/553
Book / Page	2444 / 553
Map Reference	MB 13 PG 142
Instrument Date	Mar 9, 2020
Instrument	2020002555
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2133 DRY BROOK RD, WENTZVILLE, MO 63385-4141

Mortgage

Document Number	2020002556
Date	Mar 16, 2020
Instrument	2020002556

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,608 (-) Land $5,700 Building $38,908
2025	$2,802.00 (+7.11%)	$44,608 (+8.46%) Land $5,700 Building $38,908	$234,780 (+8.46%) Land $30,000 Building $204,780
2023	$2,616.00 (+4.85%)	$41,127 Land $4,750 Building $36,377	$216,460 Land $25,000 Building $191,460
2022	$2,495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications.

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