320 Royal Bluff Ct, Troy, MO 63379 Property Records

Lincoln County property record for 320 Royal Bluff Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2017
Lot Size	0.178 acres (7,754 sqft)
Owner	Company Name on Record
Tax Bill	$2,945 (2025)
Deeds & Mortgages	May 2020 Transfer Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-70-25-001-001-023.021`

Property Details

APN / Parcel Number

Primary APN	`15-70-25-001-001-023.021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Basement Area	1,764 sqft
Unfinished Basement	1,764 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,754 sqft (0.178 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	320 ROYAL BLUFF CT
City	TROY
State	MO
Zip	63379-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 VILLAS OF BLUFFVIEW
Legal Range	01W
Legal Township	49N
Legal Section	25
Legal Subdivision	VILLAS OF BLUFFVIEW
Legal Lot Number	21
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2002
Census Tract	810306

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	320 ROYAL BLUFF CT, TROY, MO 63379-2047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Intrafamily Transfer, Transfer
Apr 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2017
Deed Sale	Apr 4, 2017
Deed Document Number	20172850
Deed Book / Page	2409 / 421
Last Transfer Date	May 7, 2020
Transfer Doc	2446/588
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	May 11, 2020
Property Address	320 ROYAL BLUFF CT, TROY, MO 63379-2047
Document Number	2446/588
Book / Page	2446 / 588
Map Reference	MB 13 PG 142
Instrument Date	May 7, 2020
Instrument	2020004599
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	320 ROYAL BLUFF CT, TROY, MO 63379-2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 4, 2017
Property Address	320 ROYAL BLUFF CT, TROY, MO 63379-2047
Document Number	2409/0421
Book / Page	2409 / 0421
Map Reference	MB13 PG142
Instrument Date	Mar 31, 2017
Instrument	2017002850
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	320 ROYAL BLUFF CT, TROY, MO 63379-2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,187 (-) Land $5,700 Building $43,487
2025	$2,945.00 (+2.72%)	$49,187 (+9.15%) Land $5,700 Building $43,487	$258,880 (+9.15%) Land $30,000 Building $228,880
2023	$2,867.00 (+4.94%)	$45,064 Land $4,750 Building $40,314	$237,180 Land $25,000 Building $212,180
2022	$2,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications.

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