315 E Ocean Dr, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 315 E Ocean Dr, Key Colony Beach, FL 33051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,500 sqft · built 2001
Lot Size	0.076 acres (3,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,080,000 (Sep 2022)
Tax Bill	$8,507 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00072670-000200`

Property Details

APN / Parcel Number

Primary APN	`00072670-000200`
Alternative APN	`8990268`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,500 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,500 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Metal
Lot Area	3,305 sqft (0.076 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	750 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	420 sqft
Deck Area	440 sqft
Patio Area	440 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8990268
Street Address	315 E OCEAN DR
City	KEY COLONY BEACH
State	FL
Zip	33051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	BK 3 THE WLY PORTION OF THE WLY PORTION OF LOTS 1-2 KEY COLONY BEACH PB3-120 SHELTER KEY OR407-1045/46 OR816-295 OR816-297 OR944-1827 OR1606-1681/83 OR1890-439 OR3083-336 OR3194-0753
Legal Range	33E
Legal Township	66S
Legal Section	04
Legal Subdivision	KEY COLONY BEACH
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2039
Census Tract	971001

Owner

Source: Monroe County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6216 CONCORD AVE, MINNEAPOLIS, MN 55424-1736
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20222391540
Deed Book / Page	3194 / 753
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 15, 2022
Property Address	315 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number	0031940753
Book / Page	3194 / 753
Map Reference	MB 3 PG 120
Instrument Date	Sep 15, 2022
Instrument	2391540
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5112 OAKMONT PL, 5112, SARASOTA, FL 34242-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6216 CONCORD AVE, MINNEAPOLIS, MN 55424-1736

Mortgage

Document Number	0003194756
Date	Sep 15, 2022
Instrument	3194/756

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 22, 2021
Property Address	315 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number	0030830336
Book / Page	3083 / 336
Map Reference	MB 3 PG 120
Instrument Date	Mar 11, 2021
Instrument	2309566
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11287 OVERSEAS HWY, 11287, MARATHON, FL 33050-3462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 510314, KEY COLONY BEACH, FL 33051-0314

Mortgage

Document Number	3083339
Date	Mar 22, 2021
Instrument	3083/339

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key Colony Beach City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,507.00 (-2.34%)	$853,122 (-5.15%) Land $368,094 Building $485,028	$853,122 (-5.15%) Land $368,094 Building $485,028
2024	$8,711.00 (-5.07%)
2023	$9,176.00 (+39.2%)	$899,430 (+41.14%) Land $376,615 Building $522,815	$899,430 (+41.14%) Land $376,615 Building $522,815
2022	$6,592.00	$637,273 Land $205,110 Building $432,163	$637,273 Land $205,110 Building $432,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 405 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	612 units insured incl. 207 condo units
Nearby Flood Claims	582 (1983–2018)
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 305 claims Hurricane Wilma, Oct 2005 · 69 claims Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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