Rowan County property record for 350 Derrickson Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Lot Size | 10.9 acres (475,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Apr 2022) |
| Tax Bill | $4,622 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-00 00 010.15 |
| Primary APN | 017-00 00 010.15 |
|---|---|
| Alternative APNs |
|
| Lot Area | 475,240 sqft (10.9 acres) |
|---|
| Account Number | 11631 |
|---|---|
| Street Address | 350 DERRICKSON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-6319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOUSE & 10.914 AC DERRICKSON ROAD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 950100 |
Source: Rowan County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 350 DERRICKSON RD, MOREHEAD, KY 40351-6319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on Record |
| Deed Sale | Apr 21, 2022 · Amount on Record |
| Prior Sale | Apr 18, 2011 · Amount on Record |
| Deed Document Number | 20222016285 |
| Deed Book / Page | 283 / 633 |
| Prior Transfer Date | Nov 21, 2019 |
| Prior Transfer Doc | 0002036832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 350 DERRICKSON RD, MOREHEAD, KY 40351-6319 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A422/718 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | A422/718 |
| Instrument | 2006101 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 26, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,622.00 (-1.76%) | $552,236 (-) Land $552,236 | $615,000 (-) Land $75,000 Building $540,000 |
| 2023 | $4,705.00 | $552,236 Land $552,236 | $615,000 Land $75,000 Building $540,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2026) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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