180 Derrickson Rd, Morehead, KY 40351 Property Records

Rowan County property record for 180 Derrickson Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	2,280 sqft · built 2008
Lot Size	4.33 acres (188,658 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Jun 2024)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`017-00 00 010.14`

Property Details

APN / Parcel Number

Primary APN	`017-00 00 010.14`
Alternative APNs	`2429` `2458` `3327`

Interior

Stories	1 Story
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	188,658 sqft (4.33 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	3327
Street Address	180 DERRICKSON RD
City	MOREHEAD
State	KY
Zip	40351-8036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, GARAGE & 4.331 ACRES DERRICKSON ROAD
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	3
Census Block	3001
Census Tract	950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	150 DERRICKSON RD, MOREHEAD, KY 40351-8036
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jun 11, 2024	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Jun 6, 2016 · Amount on Record
Deed Document Number	2030403
Deed Book / Page	D292 / 72
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	180 DERRICKSON RD, MOREHEAD, KY 40351-8036
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00A408/420
Date	Aug 14, 2019
Book Page	A408/420
Instrument	2000856

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	70 Months
Due	Jun 17, 2025

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 11, 2024
Property Address	180 DERRICKSON RD, MOREHEAD, KY 40351-8036
Document Number	000D292/72
Book / Page	D292 / 72
Instrument Date	Jun 6, 2024
Instrument	2030403
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 DERRICKSON RD, MOREHEAD, KY 40351-8036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 DERRICKSON RD, MOREHEAD, KY 40351-8036

Mortgage

Document Number	0002030404
Date	Jun 11, 2024
Instrument	2030404

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 6, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00 (+59.11%)	$265,000 (+26.19%) Land $40,000 Building $225,000	$265,000 (+26.19%) Land $40,000 Building $225,000
2023	$1,394.00 Homeowner's exemption	$210,000 Land $40,000 Building $170,000	$210,000 Land $40,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2026)
Claims Outside the SFHA	5 of 6
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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