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300 Derrickson Rd, Morehead, KY 40351 Property Records

Rowan County property record for 300 Derrickson Rd, Morehead, KY 40351 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (May 2025)
Tax Bill$2,521 (2025)
Deeds & MortgagesMay 2025 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN017-00 00 010.16

Property Details

APN / Parcel Number

Primary APN017-00 00 010.16
Alternative APNs
  • 1852
  • 1897
  • 2354

Exterior

Lot Area130,680 sqft (3 acres)

Location & Zoning

Account Number2354
Street Address300 DERRICKSON RD
CityMOREHEAD
StateKY
Zip40351-6319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & GARAGE 3.68 AC DERRICKSON RD
JurisdictionROWAN KY
Township / Civil DivisionHILDA-TRIPLETT
Census Block Group3
Census Block3001
Census Tract950100

Owner

Source: Rowan County records · APN 017-00 00 010.16

Assessment roll updated November 18, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address150 RICE RD, MOREHEAD, KY 40351-6327
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK
Nov 01, 2021Intrafamily Transfer, Transfer · Commercial Mortgage
TRADITIONAL BANK INC
Jan 31, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2025 · Amount on Record
Deed SaleMay 30, 2025 · Amount on Record
Prior SaleMay 17, 2022 · Amount on Record
Deed Document Number20252037353
Deed Book / Page295 / 678
Prior Transfer DateOct 25, 2021
Prior Transfer Doc000D282/15
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN KY
Property Address300 DERRICKSON RD, MOREHEAD, KY 40351-6319
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 DERRICKSON RD, MOREHEAD, KY 40351-6319

Mortgage

Document Number0000A481/1
DateMay 30, 2025
Book PageA481/1
Instrument2037354
Lender
NameCITIZENS BANK
TypeBank
AddressMOUNT VERNON, KY 40456
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN KY
Recording DateNov 01, 2021
Property Address300 DERRICKSON RD, MOREHEAD, KY 40351-6319
Document Number000D282/15
Book / PageD282 / 15
Instrument DateOct 25, 2021
Instrument2013358
Transaction TypeTransfer
Record UpdatedNov 18, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address19 IRIS DR, MOREHEAD, KY 40351-0168

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 DERRICKSON RD, MOREHEAD, KY 40351-8036

Mortgage

Document Number0002013359
DateNov 01, 2021
Instrument2013359
Lender
NameTRADITIONAL BANK INC
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate

January 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROWAN KY
Recording DateJan 31, 2018
Property Address300 DERRICKSON RD, MOREHEAD, KY 40351-6319
Document Number00D266/718
Book / PageD266 / 718
Instrument DateJan 27, 2018
Instrument408207
Transaction TypeTransfer
Record UpdatedNov 18, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address177 DERRICKSON RD, MOREHEAD, KY 40351-8036

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated November 18, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,521.00 (+18.36%)$301,300 (+20.52%) Land $28,400 Building $272,900$301,300 (+20.52%) Land $28,400 Building $272,900
2023$2,130.00$250,000 Land $28,400 Building $221,600$250,000 Land $28,400 Building $221,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059501003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims6 (2003–2026)
Claims Outside the SFHA5 of 6
Most Recent ClaimMay 2026, river or lake flooding

Wildfire

Wildfire RiskModerate
above 40% of the US · above 71% of Kentucky
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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