Rowan County property record for 150 Derrickson Rd, Morehead, KY 40351
| Property Type | Rural Home |
|---|---|
| Details | 1,518 sqft |
| Lot Size | 13.7 acres (598,079 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Jul 2019) |
| Tax Bill | $4,176 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-00 00 023.02 |
| Primary APN | 016-00 00 023.02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,518 sqft Living Area |
| Basement Area | 1,518 sqft |
| Exterior Material | Other |
|---|---|
| Foundation Type | Block |
| Lot Area | 598,079 sqft (13.7 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 11513 |
|---|---|
| Street Address | 150 DERRICKSON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HOUSE GARAGE & 13.737ACRES MAP 16-23 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 950100 |
Source: Rowan County records · APN 016-00 00 023.02
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 150 DERRICKSON RD, MOREHEAD, KY 40351-8036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Jun 16, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF GRAYSON |
| Jul 15, 2019 | Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF GRAYSON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2019 · Amount on Record |
| Deed Sale | Jul 15, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2010 |
| Deed Document Number | 414839 |
| Deed Book / Page | D272 / 509 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 150 DERRICKSON RD, MOREHEAD, KY 40351-8036 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00A446/667 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | A446/667 |
| Instrument | 2015541 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 150 DERRICKSON RD, MOREHEAD, KY 40351-8036 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A419/593 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | A419/593 |
| Instrument | 2005279 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 01, 2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jul 15, 2019 |
| Property Address | 150 DERRICKSON RD, MOREHEAD, KY 40351-8036 |
| Document Number | 00D272/509 |
| Book / Page | D272 / 509 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 414839 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3740 PARK RIDGE LN, LEXINGTON, KY 40509-2940 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 150 DERRICKSON RD, MOREHEAD, KY 40351-8036 |
| Document Number | 0000414840 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 414840 |
| Name | FIRST NATIONAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,176.00 (-1.76%) | $498,950 (-) Land $498,950 | $572,200 (-) Land $93,200 Building $479,000 |
| 2023 | $4,251.00 | $498,950 Land $498,950 | $572,200 Land $93,200 Building $479,000 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), as of April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059501003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2026) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | May 2026 · river or lake flooding |
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 14 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System, water system KY1030375, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWAN WATER INC private · serves 18,765 people |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures