35 Cedar Rd, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 35 Cedar Rd, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	1,751 sqft · built 2022
Owner	Company Name on File
Last Sale	$1,000 (Mar 2018)
Tax Bill	$8,109 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`21-04313-0000-00001-101`

Property Details

APN / Parcel Number

Primary APN	`21-04313-0000-00001-101`
Alternative APN	`21043130000000010101`

Interior

Stories	2 Stories
Building Area	1,751 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame

Location & Zoning

Street Address	35 CEDAR RD
City	WATCHUNG
State	NJ
Zip	07069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Subdivision	FREE ACRES ASSOCIATION INC
Legal Block	4313
Legal Lot Number	1.101
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	1
Census Block	1004
Census Tract	52300

Owner

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	51 GREENBROOK RD, BERKELEY HEIGHTS, NJ 07922-2308
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
Jul 5, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS
Jan 25, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 6, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Deed Document Number	20188447
Deed Book / Page	7028 / 1496
Last Transfer Date	Jun 23, 2019
Transfer Doc	0000023614
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	35 CEDAR LN, BERKELEY HEIGHTS, NJ 07922-2400
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039456
Date	Sep 19, 2022
Book Page	7470/1098
Instrument	2022039456

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	35 CEDAR LN, BERKELEY HEIGHTS, NJ 07922-2400
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064079
Date	Oct 29, 2021
Book Page	7396/2651
Instrument	2021064079

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Sep 30, 2023

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 5, 2019
Property Address	35 CEDAR LN, BERKELEY HEIGHTS, NJ 07922-2400
Document Number	0000023614
Book / Page	007129 / 001392
Instrument Date	Jun 23, 2019
Instrument	23614
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	362 EMERSON LN BERKELEY HEIGHTS NJ 079222356, BERKELEY HEIGHTS, NJ 07922-2356

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 25, 2019
Property Address	35 CEDAR LN, BERKELEY HEIGHTS, NJ 07922-2400
Document Number	0000003026
Book / Page	007096 / 003288
Instrument Date	Jan 17, 2019
Instrument	3026
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	243 KNOX AVE CLIFFSIDE PARK NJ 070102512, CLIFFSIDE PARK, NJ 07010-2512

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 6, 2018
Property Address	35 CEDAR LN, BERKELEY HEIGHTS, NJ 07922-2400
Document Number	0000008447
Book / Page	007028 / 001496
Instrument Date	Apr 20, 2017
Instrument	8447
Transaction Type	Foreclosure
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$195.96
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,500 (+5.32%) Building $437,500	$437,500 (+5.32%) Building $437,500
2025	$8,109.00 (+5.83%)	$415,400 (+14.18%) Building $415,400	$415,400 (+14.18%) Building $415,400
2024	$7,662.00 (+7.7%)
2023		$363,800 (+1,415.83%) Building $363,800	$363,800 (+1,415.83%) Building $363,800
2022	$7,114.00 (+1,294.9%)	$24,000 Building $24,000	$24,000 Building $24,000
2021	$510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	10 units insured incl. 4 condo units
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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