Somerset County and Watchung Borough property record for 29 Cedar Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 2,628 sqft · built 1965 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $799,000 (Jan 2023) |
| Tax Bill | $15,723 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-03301-0000-00007 |
| Primary APN | 21-03301-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,628 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 29 CEDAR RD |
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-5916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | LAKEVIEW MANOR SEC 1 |
| Legal Block | 3301 |
| Legal Lot Number | 7 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 52300 |
Source: Somerset County and Watchung Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29 CEDAR RD, WATCHUNG, NJ 07069-5916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jan 25, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | Jun 10, 1998 · Amount on Record |
| Deed Document Number | 20231382 |
| Deed Book / Page | 7489 / 1214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jan 17, 2023 |
| Property Address | 29 CEDAR RD, WATCHUNG, NJ 07069-5916 |
| Document Number | 0000001382 |
| Book / Page | 7489 / 1214 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 2023001382 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | NOBLE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,294.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 ELLSWORTH DR, WARREN, NJ 07059-7136 |
| Name | Verified Name |
|---|---|
| Address | 29 CEDAR RD, WATCHUNG, NJ 07069-5916 |
| Document Number | 0000001383 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023001383 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 29 CEDAR RD, WATCHUNG, NJ 07069-5916 |
| Document Number | 0000006211 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 29 CEDAR RD WATCHUNG NJ 070695916, WATCHUNG, NJ 07069-5916 |
| Document Number | 0000006211 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 007188/003499 |
| Instrument | 6211 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $857,700 (+6.48%) Land $374,700 Building $483,000 | $857,700 (+6.48%) Land $374,700 Building $483,000 | |
| 2025 | $15,723.00 (+5.26%) | $805,500 (+14.32%) Land $346,900 Building $458,600 | $805,500 (+14.32%) Land $346,900 Building $458,600 |
| 2024 | $14,937.00 (+34.17%) | ||
| 2023 | $704,600 Land $303,000 Building $401,600 | $704,600 Land $303,000 Building $401,600 | |
| 2022 | $11,133.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1978–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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