25 Cedar Rd, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 25 Cedar Rd, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	2,954 sqft · built 1945
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Dec 1988)
Tax Bill	$14,443 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03301-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`21-03301-0000-00008`
Alternative APNs	`210330100008` `S001`

Interior

Stories	2 Stories
Building Area	2,954 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	150 ft deep x 140 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	25 CEDAR RD
City	WATCHUNG
State	NJ
Zip	07069-5916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	3301
Legal Lot Number	8
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	3
Census Block	3008
Census Tract	52300

Owner

25 Cedar Rd is owned and occupied by two individuals who bought it in December 1988.

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 CEDAR RD, WATCHUNG, NJ 07069-5916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1988 · Amount on File
Deed Sale	Dec 30, 1988 · Amount on File
Deed Book / Page	1717 / 115
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	25 CEDAR RD, WATCHUNG, NJ 07069-5916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008642
Date	Mar 15, 2019
Book Page	7105/2075
Instrument	2019008642

Lender

Name	PROVIDENT BANK
Type	Subprime Lender
Address	WATCHUNG, NJ 07069

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 25 Cedar Rd was $14,443, up 3.7% from the year before.

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,900 (+6.62%) Land $387,400 Building $401,500	$788,900 (+6.62%) Land $387,400 Building $401,500
2025	$14,443.00 (+3.71%)	$739,900 Land $358,700 Building $381,200	$739,900 Land $358,700 Building $381,200
2024	$13,926.00
2023		$604,600 Land $313,300 Building $291,300	$604,600 Land $313,300 Building $291,300
2022	$11,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Cedar Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1978–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Cedar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20