Somerset County and Watchung Borough property record for 45 Cedar Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 2,324 sqft · built 2010 |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Mar 2011) |
| Tax Bill | $7,699 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 21-04313-0000-00001-99 |
| Primary APN | 21-04313-0000-00001-99 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,324 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Street Address | 45 CEDAR RD |
|---|---|
| City | WATCHUNG |
| State | NJ |
| Zip | 07069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R |
| Legal Block | 4313 |
| Legal Lot Number | 1.99 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 52300 |
Source: Somerset County and Watchung Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51 GREENBROOK RD, BERKELEY HEIGHTS, NJ 07922-2308 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2011 · Amount on Record |
| Deed Sale | Mar 23, 2011 · Amount on Record |
| Prior Sale | Jul 16, 2010 |
| Deed Document Number | 201114385 |
| Deed Book / Page | 6410 / 1517 |
| Prior Transfer Date | Oct 5, 2010 |
| Prior Transfer Doc | 0000014384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 28, 2021 |
| Property Address | 45 CEDAR LN, BERKELEY HEIGHTS, NJ 07922-2400 |
| Document Number | 0000033869 |
| Book / Page | 7348 / 238 |
| Instrument Date | May 8, 2021 |
| Instrument | 2021033869 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CEDAR RD, WATCHUNG, NJ 07069 |
| Document Number | 0000033870 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021033870 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,400 (+5.32%) Building $415,400 | $415,400 (+5.32%) Building $415,400 | |
| 2025 | $7,699.00 (+5.87%) | $394,400 (+14.19%) Building $394,400 | $394,400 (+14.19%) Building $394,400 |
| 2024 | $7,272.00 (+6.24%) | ||
| 2023 | $345,400 Building $345,400 | $345,400 Building $345,400 | |
| 2022 | $6,845.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 10 units insured incl. 4 condo units |
| Nearby Flood Claims | 4 (1978–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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