Middlesex County and Watertown City property record for 35 Bancroft St, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 1,278 sqft · built 1930 |
| Lot Size | 0.078 acres (3,407 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Sep 2017) |
| Tax Bill | $7,623 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30063535 |
| Primary APN | 30063535 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,278 sqft Living Area |
| Gross Area | 1,597 sqft |
| Basement Area | 250 sqft |
| Unfinished Basement | 250 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,407 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9889 |
|---|---|
| Street Address | 35 BANCROFT ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-3615 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | T |
| Legal Subdivision | 33-35 BANCROFT STREET CONDO |
| Legal Block | 7 |
| Legal Lot Number | 321B |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 370101 |
35 Bancroft St, a condominium, is owned and occupied by two individuals who bought it in September 2017.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Sep 28, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on File |
| Deed Sale | Sep 28, 2017 · Amount on File |
| Prior Sale | Nov 21, 2011 · Amount on File |
| Deed Book / Page | 69996 / 421 |
| Transfer Doc | 069996-421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 35 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076806-138 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 76806/138 |
| Instrument | 19273 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Sep 28, 2017 |
| Property Address | 35 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Document Number | 69996-421 |
| Book / Page | 069996 / 000421 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 156929 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 BANCROFT ST #2 WATERTOWN MA 024723615, 2, WATERTOWN, MA 02472-3615 |
| Document Number | 69996-424 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 069996/000424 |
| Instrument | 156930 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
The 2026 property tax bill for 35 Bancroft St was $7,623, up 4.5% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,623.00 (+4.45%) | $624,800 (-) Building $624,800 | $663,407 (-10.28%) |
| 2025 | $7,298.00 (+6.71%) | $624,800 (+6.89%) Building $624,800 | $739,385 (+3.87%) |
| 2024 | $6,839.00 (-10.43%) | $584,500 (+3.97%) Building $584,500 | $711,835 |
| 2023 | $7,635.00 | $562,200 Building $562,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 35 Bancroft St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 35 Bancroft St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures