Middlesex County and Watertown City property record for 33 Bancroft St, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 749 sqft · built 1930 |
| Lot Size | 0.078 acres (3,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $439,900 (May 2018) |
| Tax Bill | $5,890 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30063400 |
| Primary APN | 30063400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 749 sqft Living Area |
| Gross Area | 1,176 sqft |
| Basement Area | 275 sqft |
| Unfinished Basement | 275 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,407 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9888 |
|---|---|
| Street Address | 33 BANCROFT ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-3615 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | T |
| Legal Block | 7 |
| Legal Lot Number | 321A |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 370101 |
33 Bancroft St, a condominium, is owned and occupied by an individual who bought it in May 2018.
Source: Middlesex County and Watertown City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| May 31, 2018 | Condominium Deed, Transfer · Conventional with PMI DIRECT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on File |
| Deed Sale | May 31, 2018 · Amount on File |
| Prior Sale | Aug 30, 2012 · Amount on File |
| Deed Book / Page | 71085 / 174 |
| Transfer Doc | 071085-174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 33 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75758-1 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 75758/1 |
| Instrument | 174593 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | May 31, 2018 |
| Property Address | 33 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Document Number | 71085-174 |
| Book / Page | 071085 / 000174 |
| Instrument Date | May 17, 2018 |
| Instrument | 76709 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,005.94 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33-35 BANCROFT ST #1 WATERTOWN MA 024723615, 1, WATERTOWN, MA 02472-3615 |
| Document Number | 71085-177 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 071085/000177 |
| Instrument | 76710 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2048 |
The 2025 property tax bill for 33 Bancroft St was $5,890, down 10.1% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,890.00 (-10.09%) | $504,300 (-9.93%) Building $504,300 | $617,500 (+3.85%) |
| 2024 | $6,551.00 (-10.46%) | $559,900 (+3.94%) Building $559,900 | $594,605 |
| 2023 | $7,316.00 | $538,700 Building $538,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Bancroft St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 33 Bancroft St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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