Middlesex County and Watertown City property record for 27 Bancroft St, Watertown, MA 02472
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,531 sqft · built 1930 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,806 (2026) |
| Deeds & Mortgages | May 2022 Refinance Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5490-01 |
| Primary APN | 5490-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,531 sqft Living Area |
| Gross Area | 4,960 sqft |
| Basement Area | 1,125 sqft |
| Unfinished Basement | 1,125 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,200 sqft (0.073 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 5419 |
|---|---|
| Street Address | 27 BANCROFT ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-3615 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | T |
| Legal Block | 3 |
| Legal Lot Number | 317 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 370101 |
27 Bancroft St, a duplex, is owned and occupied by two individuals who acquired it in June 2006.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Jan 18, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Dec 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2006 |
| Deed Sale | Jun 8, 2006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 27 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080128-201 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 80128/201 |
| Instrument | 72871 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 27 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Document Number | 72201-356 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 27 BANCROFT ST WATERTOWN MA 024723615, WATERTOWN, MA 02472-3615 |
| Document Number | 72201-356 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 072201/000356 |
| Instrument | 15354 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 27 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Document Number | 72066-400 |
| Instrument Date | Dec 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 27 BANCROFT ST WATERTOWN MA 024723615, WATERTOWN, MA 02472-3615 |
| Document Number | 72066-400 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 072066/000400 |
| Instrument | 7025 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2048 |
The 2026 property tax bill for 27 Bancroft St was $11,806, up 7.3% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,806.00 (+7.33%) | $967,700 (+2.75%) Land $498,000 Building $469,700 | $968,988 |
| 2025 | $11,000.00 (+11.28%) | $941,800 (+11.47%) Land $498,000 Building $443,800 | |
| 2024 | $9,885.00 (-11.15%) | $844,900 (+3.12%) Land $487,200 Building $357,700 | |
| 2023 | $11,126.00 | $819,300 Land $466,000 Building $353,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Bancroft St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 27 Bancroft St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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